Craven County property record for 3023 River Ln, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,232 sqft · built 1998 |
| Lot Size | 2.45 acres (106,940 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,250,000 (Oct 2025) |
| Tax Bill | $18,151 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8-203-3-006 |
| Primary APN | 8-203-3-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,232 sqft Living Area |
| 1st Floor Area | 4,113 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 106,940 sqft (2.45 acres) |
| Garage Type | Attached |
| Pool Area | 800 sqft |
| Boat House | 1,660 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 127825 |
|---|---|
| Street Address | 3023 RIVER LN |
| City | NEW BERN |
| State | NC |
| Zip | 28562-7382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR15 |
| Legal Description | 6 WARDS POINT |
| Legal Subdivision | WARDS POINT |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960402 |
3023 River Ln is owned and occupied by an individual who bought it in October 2025.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3023 RIVER LN, NEW BERN, NC 28562-7382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer |
| Nov 22, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage THOMAS A BAYLISS 4TH |
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 22, 2019 | Deed, Transfer · Stand-Alone First Mortgage THOMAS A BAYLISS 4TH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Nov 22, 2019 · Amount on File |
| Deed Document Number | 202510148085 |
| Deed Book / Page | 3857 / 1444 |
| Prior Transfer Date | Aug 5, 1998 |
| Prior Transfer Doc | 1643000890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 3023 RIVER LN, NEW BERN, NC 28562-7382 |
| Document Number | 03857/1444 |
| Book / Page | 3857 / 1444 |
| Map Reference | CAB E SL 356 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 10148085 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $4,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 BAY ST, MOREHEAD CITY, NC 28557-3826 |
| Name | Verified Name |
|---|---|
| Address | 3023 RIVER LN, NEW BERN, NC 28562-7382 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 3023 RIVER LN, NEW BERN, NC 28562-7382 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003593/166 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 3593/166 |
| Instrument | 10046840 |
| Name | THOMAS A BAYLISS 4TH |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Dec 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 3023 RIVER LN, NEW BERN, NC 28562-7382 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03767/1236 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 3767/1236 |
| Instrument | 10113940 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NEW BERN, NC 28562 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jun 5, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 3023 RIVER LN, NEW BERN, NC 28562-7382 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3670/569 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 3670/569 |
| Instrument | 10075662 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Nov 22, 2019 |
| Property Address | 3023 RIVER LN, NEW BERN, NC 28562-7382 |
| Document Number | 3593/166 |
| Book / Page | 3593 / 166 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 10046840 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3023 RIVER LN, NEW BERN, NC 28562-7382 |
| Document Number | 10046842 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 10046842 |
| Name | THOMAS A BAYLISS 4TH |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 3593/172 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 3593/172 |
| Instrument | 10046841 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Type Change Date | Dec 1, 2029 |
| Index | 1-Month LIBOR |
The 2025 property tax bill for 3023 River Ln was $18,151.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,165,740 (-) Land $611,680 Building $1,554,060 | $2,165,740 (-) Land $611,680 Building $1,554,060 | |
| 2025 | $18,151.00 | $2,165,740 Land $611,680 Building $1,554,060 | $2,165,740 Land $611,680 Building $1,554,060 |
| 2023 | $17,277.00 (+25.16%) | $2,087,460 (+58.29%) Land $611,680 Building $1,475,780 | $2,087,460 Land $611,680 Building $1,475,780 |
| 2022 | $13,804.00 | $1,318,780 Land $444,410 Building $874,370 | |
| 2018 | $1,318,780 Land $444,410 Building $874,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3023 River Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 232 (1996–2018) |
| Claims Outside the SFHA | 17 of 232 |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3023 River Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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