3023 Harford Rd, Hydes, MD 21082 Property Records

Harford County property record for 3023 Harford Rd, Hydes, MD 21082

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1900
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2026)
Tax Bill	$2,950 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-046206`

Property Details

APN / Parcel Number

Primary APN	`03-046206`
Alternative APNs	`3046206` `046206`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	046206
Street Address	3023 HARFORD RD
City	HYDES
State	MD
Zip	21082-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1.50 AC 3023 HARFORD ROAD W OF BAGLEY
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3017
Census Tract	303400

Owner

Source: Harford County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3023 HARFORD RD, HYDES, MD 21082-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer · Conventional Mortgage MERIDIAN BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
May 6, 2019	Deed, Transfer · Conventional Mortgage PEOPLES BANK
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Apr 16, 2025 · Amount on Record
Deed Book / Page	17291 / 389
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 16, 2026
Property Address	3023 HARFORD RD, HYDES, MD 21082-9603
Document Number	1729000389
Book / Page	17291 / 389
Instrument Date	Jul 13, 2026
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3023 HARFORD RD, HYDES, MD 21082-9603

Mortgage

Document Number	1729000398,
Date	Sep 16, 2026
Book Page	17291/398

Lender

Name	MERIDIAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3023 HARFORD RD, HYDES, MD 21082-9603
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140350001
Date	Aug 12, 2020
Book Page	14035/1

Lender

Name	PEOPLES BANK
Type	Bank
Address	YORK, PA 17405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 6, 2019
Property Address	3023 HARFORD RD, HYDES, MD 21082-9603
Document Number	0132500292
Book / Page	13250 / 0292
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MAIN STREET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3023 HARFORD RD, HYDES, MD 21082-9603

Mortgage

Document Number	0013250298
Date	May 6, 2019
Instrument	13250/298

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3023 HARFORD RD, HYDES, MD 21082-9603
Document Number	0125540354
Book / Page	012554 / 000354
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3023 HARFORD RD HYDES MD 210829603, HYDES, MD 21082-9603

Mortgage

Document Number	0125540354
Date	Oct 13, 2017
Book Page	012554/000354

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,950.00 (+9.5%) Homeowner's exemption	$265,233 (+7.08%)	$300,300 (+21.24%) Land $110,300 Building $190,000
2025	$2,694.00 (+5.11%) Homeowner's exemption	$247,700 (+5.09%) Land $110,300 Building $137,400	$247,700 (-) Land $110,300 Building $137,400
2023		$235,700	$247,700 Land $110,300 Building $137,400
2022	$2,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1978–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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