3023 Grey Moss Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3023 Grey Moss Dr, Harmony, FL 34773

Property Summary

Property TypeVacant Land
Lot Size0.11 acres (4,791 sqft)
OwnerIndividual Name on Record
Last Sale$379,500 (May 2026)
Tax Bill$2,982 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-26-32-5376-0001-1810

Property Details

APN / Parcel Number

Primary APN18-26-32-5376-0001-1810
Alternative APN
  • 263218537600011810

Exterior

Lot Area4,791 sqft (0.11 acres)

Location & Zoning

Street Address3023 GREY MOSS DR
CityHARMONY
StateFL
Zip34773-6267
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionVILLAGES AT HARMONY PH 2E & 2F PB 36 PGS 8-15 LOT 181
Legal SubdivisionVILLAGES AT HARMONY PHASE 2E AND 2F
Legal Lot Number181
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3023 GREY MOSS DR, HARMONY, FL 34773-6267
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Special Warranty Deed, Transfer · VA Mortgage
DHI MORTGAGE COMPANY LP
May 28, 2026Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleSep 15, 2025 · Amount on Record
Deed Document Number202670048
Deed Book / Page6978 / 1653
Record UpdatedOct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 28, 2026
Property Address3023 GREY MOSS DR, HARMONY, FL 34773-6267
Document Number0000070048
Book / Page6978 / 1653
Instrument DateMay 27, 2026
Instrument202670048
Transaction TypeTransfer
Record UpdatedJun 10, 2026
Title CompanyDHI TITLE OF FLORIDA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$268,306.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3023 GREY MOSS DR, HARMONY, FL 34773-6267

Mortgage

Document Number0000070049,
DateMay 28, 2026
Instrument202670049
Lender
NameDHI MORTGAGE COMPANY LP
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 28, 2026
Property Address3023 GREY MOSS DR, HARMONY, FL 34773-6267
Document Number0069781653
Book / Page6978 / 1653
Instrument DateMay 27, 2026
Instrument202670048
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 26, 2026
Title CompanyTITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$268,306.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3023 GREY MOSS DR, HARMONY, FL 34773-6267

Mortgage

Document Number0000070049,
DateMay 28, 2026
Instrument202670049
Lender
NameDHI MORTGAGE COMPANY
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,982.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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