3023 Ella Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3023 Ella Way, Saint Cloud, FL 34771

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,755 sqft · built 2022
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$373,000 (Apr 2023)
Tax Bill	$6,290 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`042531349200011360`

Property Details

APN / Parcel Number

Primary APN	`042531349200011360`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,755 sqft Heated Area
Gross Area	2,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Type	Detached - Finished

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Patio Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3023 ELLA WAY
City	SAINT CLOUD
State	FL
Zip	34771-8449
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	BRIDGEWALK PH 1A PB 30 PGS 50-56 LOT 136
Legal Subdivision	BRIDGEWALK TOWNHOMES
Legal Phase	1A
Legal Lot Number	136
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43700

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11321 GRAND WINTHROP AVE, RIVERVIEW, FL 33578-4280
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Dec 5, 2022	Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	2023046505
Deed Book / Page	6390 / 2712
Record Updated	Jun 8, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 19, 2023
Property Address	3023 ELLA WAY, SAINT CLOUD, FL 34771-8449
Document Number	0063902712
Book / Page	6390 / 2712
Map Reference	MB 30 PG 50-56
Instrument Date	Apr 14, 2023
Instrument	2023046505
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,611.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2711 RIVER CREEK LN, SAINT CLOUD, FL 34771-9333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3023 ELLA WAY, SAINT CLOUD, FL 34771-8449

Mortgage

Document Number	0063902714
Date	Apr 19, 2023
Instrument	6390/2714

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 5, 2022
Property Address	3023 ELLA WAY, SAINT CLOUD, FL 34771-8449
Document Number	0063241830
Book / Page	6324 / 1830
Map Reference	MB 30 PG 50
Instrument Date	Nov 30, 2022
Instrument	2022174334
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,312.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2711 RIVER CREEK LN, SAINT CLOUD, FL 34771-9333
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,290.00 (+9.22%)	$310,800 (+12.28%) Land $45,000 Building $265,800	$310,800 (+12.28%) Land $45,000 Building $265,800
2023	$5,759.00 (+272.03%)	$276,800 (+1,297.98%) Land $45,000 Building $231,800	$276,800 (+1,297.98%) Land $45,000 Building $231,800
2022	$1,548.00	$19,800 Land $19,800	$19,800 Land $19,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Xfinity.

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