3023 E Silver Shoals Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 3023 E Silver Shoals Rd, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4,692 sqft · built 1992
Lot Size1.57 acres (68,389 sqft)
OwnerCompany Name on File
Last Sale$625,000 (Apr 2025)
Tax Bill$3,489 (2025)
Deeds & MortgagesOct 2022 Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN064C 012

Property Details

APN / Parcel Number

Primary APN064C 012
Alternative APN
  • 272565

Interior

Building Area4,692 sqft Total Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialShingle
Lot Area68,389 sqft (1.57 acres)
TerrainGentle Slope
PorchSlab
Storage Building256 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number272565
Street Address3023 E SILVER SHOALS RD
CityTOCCOA
StateGA
Zip30577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 2D & LOT 2E SEC 1 CURRAHEE POINT S/D
Legal SubdivisionCURRAHEE POINT
Legal Lot Number2D+
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group2
Census Block2009
Census Tract970201

Owner

Source: Stephens County records · APN 064C 012

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 555, CARNESVILLE, GA 30521-0555
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
VISIO FINANCIAL SERVICES
Aug 04, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2025 · Amount on Record
Deed SaleApr 08, 2025 · Amount on Record
Prior SaleAug 04, 2021 · Amount on Record
Deed Book / Page1402 / 21
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address3023 E SILVER SHOALS RD, TOCCOA, GA 30577
Transaction TypeMortgage
Record UpdatedJun 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3023 E SILVER SHOALS RD, TOCCOA, GA 30577

Mortgage

Document Number0013120000000122
DateOct 14, 2022
Book Page0000001312/0000000122
Instrument001686
Lender
NameVISIO FINANCIAL SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateNov 01, 2020

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateAug 04, 2021
Property Address3023 E SILVER SHOALS RD, TOCCOA, GA 30577
Document Number0012620055
Book / Page1262 / 55
Instrument DateAug 04, 2021
Instrument2021-001123
Transaction TypeTransfer
Record UpdatedJun 08, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3158 SAG HARBOR CT, BUFORD, GA 30519-8604

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,489.00 (-2.41%)$127,121 (+5.85%) Land $6,791 Building $120,330$317,803 (+5.85%) Land $16,977 Building $300,826
2023$3,575.00$120,095 Land $7,140 Building $112,955$300,238 Land $17,850 Building $282,388

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579702012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
1 of 2 on primary residences

Wildfire

Wildfire RiskModerate
above 47% of the US · above 52% of Georgia
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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