3022 Skipjack Rd, Kinsale, VA 22488 Property Records

Westmoreland County property record for 3022 Skipjack Rd, Kinsale, VA 22488

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,524 sqft · built 1990
Lot Size	0.532 acres (23,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$849,950 (Jul 2026)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2020 Line of Credit
Flood Zone	Zone AO (high risk)
APN	`50A-1-3-7`

Property Details

APN / Parcel Number

Primary APN	`50A-1-3-7`
Alternative APN	`1182`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,524 sqft Living Area
Sunroom	Sunroom
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	23,189 sqft (0.532 acres)
Porch	Patio
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1182
Street Address	3022 SKIPJACK RD
City	KINSALE
State	VA
Zip	22488-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	VILLA SITES LOT 7 BK 3 DB 927 PG 605 R/S480/318 882/523
Legal Subdivision	VILLA SITES
Legal Block	3
Legal Lot Number	7
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	2
Census Block	2003
Census Tract	10102

Owner

Source: Westmoreland County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3022 SKIPJACK RD, KINSALE, VA 22488-2042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Bargain and Sale Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Book / Page	1005 / 2318
Prior Transfer Date	Mar 25, 2016
Prior Transfer Doc	0008820523
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 31, 2026
Property Address	3022 SKIPJACK RD, KINSALE, VA 22488-2042
Document Number	1005002318
Book / Page	1005 / 2318
Instrument Date	Jul 22, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$85,844.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	3022 SKIPJACK RD, KINSALE, VA 22488-2042
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009371340
Date	Nov 13, 2020
Instrument	09371340

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+9.66%)	$394,200 (-) Land $181,000 Building $213,200	$394,200 (-) Land $181,000 Building $213,200
2023	$2,444.00	$394,200 Land $181,000 Building $213,200	$394,200 Land $181,000 Building $213,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (2003–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2021
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT SUBDIVISION private · serves 143 people · EPA ID VA4193840
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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