3022 Ross Rd, Durham, NC 27703 Property Records

Durham County property record for 3022 Ross Rd, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,025 sqft · built 1973
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,000 (Jul 2015)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0841-76-1063`

Property Details

APN / Parcel Number

Primary APN	`0841-76-1063`
Alternative APNs	`0841-76-10-6371` `084111761063` `132233`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,025 sqft Heated Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	200 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3022 ROSS RD
City	DURHAM
State	NC
Zip	27703-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8
Legal Description	PROP-FLETCHER E J & WIFE LOUISE F/LT#04 PL:000076-000076
Legal Subdivision	PROP-FLETCHER E J
Legal Lot Number	4
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1000
Census Tract	1802

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3022 ROSS RD, DURHAM, NC 27703-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2015 · Amount on Record
Deed Sale	Jul 6, 2015 · Amount on Record
Deed Document Number	201521608
Deed Book / Page	7739 / 920
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3022 ROSS RD, DURHAM, NC 27703-2530
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0096550130
Date	Mar 30, 2022
Book Page	9655/130
Instrument	2022013262

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3022 ROSS RD, DURHAM, NC 27703-2530
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 ROSS RD, DURHAM, NC 27703-2530
Investor	Possibly a Property Investor

Mortgage

Document Number	0101450402
Date	Jul 30, 2024
Book Page	10145/402
Instrument	2024103996

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Apr 27, 2026
Property Address	3022 ROSS RD, DURHAM, NC 27703-2530
Document Number	0000171832
Book / Page	10530 / 692
Instrument Date	Apr 23, 2026
Instrument	2026171832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 ROSS RD, DURHAM, NC 27703-2530
Investor	Possibly a Property Investor

Mortgage

Document Number	0000171832,
Date	Apr 27, 2026
Book Page	10530/692
Instrument	2026171832

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3022 ROSS RD, DURHAM, NC 27703-2530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090020735
Date	Jul 13, 2020
Book Page	9002/735
Instrument	2020027377

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3022 ROSS RD, DURHAM, NC 27703-2530
Document Number	0084970116
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3022 ROSS RD DURHAM NC 277032530, DURHAM, NC 27703-2530

Mortgage

Document Number	0084970116
Date	Aug 28, 2018
Book Page	008497/000116
Instrument	30336

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,197.00 (+2.52%)	$216,182 (-) Land $87,100 Building $129,082	$216,182 (-) Land $87,100 Building $129,082
2025	$2,143.00 (+41.73%)	$216,182 (+87.24%) Land $87,100 Building $129,082	$216,182 (+87.24%) Land $87,100 Building $129,082
2023	$1,512.00 (+2.37%)	$115,457 Land $30,195 Building $85,262	$115,457 Land $30,195 Building $85,262
2022	$1,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Ross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures