3022 Putter Ct, El Cajon, CA 92019 Property Records

San Diego County property record for 3022 Putter Ct, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,461 sqft · built 1996
Lot Size	0.227 acres (9,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Apr 2017)
Tax Bill	$10,034 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-350-04-00`

Property Details

APN / Parcel Number

Primary APN	`519-350-04-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,461 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	9,886 sqft (0.227 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3022 PUTTER CT
City	EL CAJON
State	CA
Zip	92019-4646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 207 TR 013187
Legal Subdivision	COUNTY OF SAN DIEGO TRACT #4600-3
Legal Tract	013187
Legal Block	1
Legal Lot Number	207
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3022 PUTTER CT, EL CAJON, CA 92019-4646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Apr 18, 2017	Grant Deed, Transfer · ARM HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Prior Sale	Dec 20, 1995 · Amount on Record
Deed Document Number	2017173970
Last Transfer Date	Jan 24, 2019
Transfer Doc	0000122562
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3022 PUTTER CT, EL CAJON, CA 92019-4646
Document Number	0000432231
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3022 PUTTER CT EL CAJON CA 920194646, EL CAJON, CA 92019-4646

Mortgage

Document Number	0000432231
Date	Sep 30, 2019
Instrument	432231

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2034

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2019
Property Address	3022 PUTTER CT, EL CAJON, CA 92019-4646
Document Number	0000122562
Instrument Date	Jan 24, 2019
Instrument	122562
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3022 PUTTER CT EL CAJON CA 920194646, EL CAJON, CA 92019-4646

Mortgage

Document Number	122563
Date	Apr 5, 2019
Instrument	122563

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 4, 2034

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2017
Property Address	3022 PUTTER CT, EL CAJON, CA 92019-4646
Document Number	0000173970
Map Reference	MAP13187
Instrument Date	Mar 21, 2017
Instrument	2017-0173970
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 PUTTER CT, EL CAJON, CA 92019-4646

Mortgage

Document Number	0000173971
Date	Apr 18, 2017
Instrument	2017-0173971

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$804,972 (+2%) Land $264,684 Building $540,288
2025	$10,034.00 (+3.13%)	$789,190 (+4.04%) Land $259,495 Building $529,695
2023	$9,729.00 (+1.81%)	$758,546 Land $249,419 Building $509,127
2022	$9,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, Verizon.

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