Caldwell County property record for 3022 M W Setzer Rd, Lenoir, NC 28645 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,051 sqft Heated Area |
| Lot Size | 260,489 sqft (5.98 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,349.00 (2025) |
| Primary APN | 06 30 1 12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,051 sqft Heated Area |
| Gross Area | 2,499 sqft Gross Area |
| 1st Floor | 1,504 sqft 1st Floor |
| Upper Floors | 451 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 260,489 sqft (5.98 acres) |
| Deck Area | 16 sqft Deck |
| Patio Area | 16 sqft Patio |
| Porch Area | 528 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 170420 |
|---|---|
| Street Address | 3022 M W SETZER RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-9765 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 2008 PG 737 YR 21 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Minor Civil Division | LENOIR |
| Census Blockgroup | 4 |
| Census Block | 4016 |
| Census Tract | 30200 |
Source: Caldwell County records · APN 06 30 1 12
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3022 M W SETZER RD, LENOIR, NC 28645-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 05, 2021 | Quit Claim Deed, Transfer · Veterans Administration Mortgage MR COOPER |
| Mar 09, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROYAL UNITED MTG |
| Dec 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2021 |
| Deed Sale | Jan 05, 2021 |
| Deed Doc Number | 202110052198 |
| Deed Book / Page | 2008 / 737 |
| Prior Transfer Date | Dec 28, 2020 |
| Prior Transfer Doc | 0020080737 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 05, 2021 |
| Property Address | 3022 M W SETZER RD, LENOIR, NC 28645-9765 |
| Document Number | 0010052198 |
| Book / Page | 002008 / 000737 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 10052198 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | VYLLA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3022 M W SETZER RD LENOIR NC 286459765, LENOIR, NC 28645-9765 |
| Document Number | 10052199 |
|---|---|
| Date | Jan 05, 2021 |
| Book Page | 002008/000740 |
| Instrument | 10052199 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 04, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3022 M W SETZER RD, LENOIR, NC 28645-9765 |
| Document Number | 0010042521 |
| Instrument Date | Mar 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3022 M W SETZER RD LENOIR NC 286459765, LENOIR, NC 28645-9765 |
| Document Number | 0010042521 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 001984/000949 |
| Instrument | 10042521 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3022 M W SETZER RD, LENOIR, NC 28645-9765 |
| Document Number | 0010017947 |
| Book / Page | 001932 / 001322 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3022 M W SETZER RD LENOIR NC 286459765, LENOIR, NC 28645-9765 |
| Document Number | 0010017947 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 001932/001322 |
| Instrument | 10017947 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 18, 2027 |
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,349.00 (+160.93%) | $174,500 (+168.05%) | $207,100 (+124.38%) Land $49,300 Building $157,800 |
| 2024 | $517.00 (+7.26%) | ||
| 2023 | $65,100 (-) Land $14,400 Building $50,700 | $92,300 (-) Land $41,600 Building $50,700 | |
| 2022 | $482.00 | $65,100 | $92,300 Land $41,600 Building $50,700 |
3022 M W Setzer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Caldwell County (37027C), updated January 22, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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