Genesee County property record for 3022 E Lake Rd, Clio, MI 48420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,207 sqft · built 1997 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,500 (Jun 2026) |
| Tax Bill | $3,418 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-100-016 |
| Primary APN | 17-09-100-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,207 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3022 E LAKE RD |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-7907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | E 100 FT OF W 275 FT OF N 200 FT OF NW 1/4 SEC 9 T9N R7E (90) FR 1700012533 |
| Legal Range | 07E |
| Legal Township | 09N |
| Legal Section | 09 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | THETFORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12504 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3022 E LAKE RD, CLIO, MI 48420-7907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSROADS TITLE |
| Mar 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Nov 15, 2021 | Intrafamily Transfer, Transfer |
| May 15, 2017 | Warranty Deed, Transfer FRANKENMUTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Mar 22, 2023 · Amount on Record |
| Deed Document Number | 202635478 |
| Prior Transfer Date | Oct 19, 2021 |
| Prior Transfer Doc | 0000088188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 2, 2026 |
| Property Address | 3022 E LAKE RD, CLIO, MI 48420-7907 |
| Document Number | 0000035478 |
| Instrument Date | May 21, 2026 |
| Instrument | 202635478 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214,978.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3022 E LAKE RD, CLIO, MI 48420-7907 |
| Document Number | 0000035479, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 2026235479 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 22, 2023 |
| Property Address | 3022 E LAKE RD, CLIO, MI 48420-7907 |
| Document Number | 0000012765 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 202303220012765 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3022 E LAKE RD, CLIO, MI 48420-7907 |
| Name | Verified Name |
|---|---|
| Address | 544 WARREN AVE, FLUSHING, MI 48433-1462 |
| Document Number | 0000015021 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 202304050015021 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 15, 2021 |
| Property Address | 3022 E LAKE RD, CLIO, MI 48420-7907 |
| Document Number | 0000088188 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 202111150088188 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3022 E LAKE RD, 3022, CLIO, MI 48420-7907 |
| Name | Verified Name |
|---|---|
| Address | 3022 E LAKE RD, CLIO, MI 48420-7907 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 15, 2017 |
| Property Address | 3022 E LAKE RD, CLIO, MI 48420-7907 |
| Document Number | 0000038962 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 38962 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | SARGENTS TITLE COMPANY, SARGENTS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8489 N STATE RD OTISVILLE MI 484639448, OTISVILLE, MI 48463-9448 |
| Document Number | 35234 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 35234 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 14, 2047 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Thetford Township |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,100 (+4.71%) Land $4,000 Building $107,100 | $222,200 (+4.71%) Land $8,000 Building $214,200 | |
| 2025 | $3,418.00 (+2.12%) Homeowner's exemption | $106,100 (+10.52%) | $212,200 (+10.52%) |
| 2024 | $3,347.00 (+2,494.57%) | ||
| 2023 | $96,000 | $192,000 | |
| 2022 | $129.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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