Maricopa County property record for 3022 E Desert Cove Ave, Phoenix, AZ 85028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,070 sqft · built 1960 |
| Lot Size | 0.199 acres (8,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Sep 2019) |
| Tax Bill | $1,858 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 166-44-039 |
| Primary APN | 166-44-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 2,070 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,663 sqft (0.199 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3022 E DESERT COVE AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85028-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | MELROSE PARADISE 1 MCR 84/32 |
| Legal Range | 3E |
| Legal Township | 3N |
| Legal Section | 23 |
| Legal Subdivision | MELROSE PARADISE 1 |
| Legal Lot Number | 39 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 104802 |
Source: Maricopa County records, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 5, 2024 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC |
| Dec 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on Record |
| Deed Sale | Sep 3, 2019 · Amount on Record |
| Prior Sale | May 22, 2014 · Amount on Record |
| Deed Document Number | 2019685264 |
| Prior Transfer Date | Dec 11, 2018 |
| Prior Transfer Doc | 0000927668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Document Number | 0000753393 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 20210753393 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000056192 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 20240056192 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Document Number | 0001168056 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 20201168056 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 3, 2019 |
| Property Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Document Number | 0000685264 |
| Map Reference | MB 84 PG 32 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 20190685264 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | EZ TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3022 E DESERT COVE AVE, 3022, PHOENIX, AZ 85028-2608 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Document Number | 0000685265 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 20190685265 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 18, 2018 |
| Property Address | 3022 E DESERT COVE AVE, PHOENIX, AZ 85028-2608 |
| Document Number | 0000927668 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 927668 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3022 E DESERT COVE AVE PHOENIX AZ 850282608, PHOENIX, AZ 85028-2608 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,050 (+137.81%) | $510,500 (+5.69%) Land $102,100 Building $408,400 | |
| 2025 | $1,858.00 (+5.03%) | $21,467 (-55.06%) | $483,000 (+1.11%) Land $96,600 Building $386,400 |
| 2024 | $47,770 | $477,700 Land $95,500 Building $382,200 | |
| 2023 | $1,769.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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