3022 Cottontail Ln, Ames, IA 50014 Property Records

Story County property record for 3022 Cottontail Ln, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,642 sqft · built 2011
Lot Size	0.194 acres (8,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2024)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-16-386-150`

Property Details

APN / Parcel Number

Primary APN	`09-16-386-150`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Finished Basement	959 sqft
Unfinished Basement	651 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,445 sqft (0.194 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3022 COTTONTAIL LN
City	AMES
State	IA
Zip	50014-8066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-PRD
Legal Description	RINGGENBERG PARK SD 1ST ADD LOT:15 AMES
Legal Subdivision	RINGGENBERG PARK SD 1ST ADD
Legal Lot Number	15
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1047
Census Tract	1302

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3022 COTTONTAIL LN, AMES, IA 50014-8066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage RIVER VALLEY CU
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 21, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	20243823
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3022 COTTONTAIL LN, AMES, IA 50014-8066
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, ATS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 COTTONTAIL LN, AMES, IA 50014-8066

Mortgage

Document Number	0202507879
Date	Sep 25, 2025
Instrument	2025-07879

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	3022 COTTONTAIL LN, AMES, IA 50014-8066
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101343
Date	Feb 1, 2021
Instrument	2021-01343

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jul 21, 2017
Property Address	3022 COTTONTAIL LN, AMES, IA 50014-8066
Document Number	201700007332
Instrument Date	Jul 19, 2017
Instrument	2017-00007332
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3022 COTTONTAIL LN, AMES, IA 50014-8066

Mortgage

Document Number	201700007333
Date	Jul 21, 2017
Instrument	2017-00007333

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,098.00 (-15.6%) Homeowner's exemption	$381,600 (-10.55%) Land $54,900 Building $326,700	$381,600 (-10.55%) Land $54,900 Building $326,700
2024	$6,040.00 (+13.49%)
2023		$426,600 Land $82,200 Building $344,400	$426,600 Land $82,200 Building $344,400
2022	$5,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: ICS Advanced Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottontail Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures