3022 Cookson Ave, Elgin, IL 60124 Property Records

Kane County property record for 3022 Cookson Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,520 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual on Record
Last Sale	$335,000 (Dec 2019)
Tax Bill	$12,336 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-280-010`

Property Details

APN / Parcel Number

Primary APN	`06-18-280-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,520 sqft Living Area
Gross Area	5,220 sqft
Basement Area	1,700 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	125 ft deep x 66 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3022 COOKSON AVE
City	ELGIN
State	IL
Zip	60124-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 1 LOT 120
Legal Subdivision	PROVIDENCE
Legal Block	2
Legal Lot Number	120
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851911

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3022 COOKSON AVE, ELGIN, IL 60124-8938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 13, 2018	Deed of Trust, Mortgage · Closed-End Mortgage BMO HARRIS BANK NA
Dec 11, 2019	Warranty Deed, Transfer · Conventional with PMI PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Document Number	201959904
Last Transfer Date	Jun 24, 2023
Transfer Doc	0000022178
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 5, 2023
Property Address	3022 COOKSON AVE, ELGIN, IL 60124-8938
Document Number	0000022178
Map Reference	DOC 2004K032369
Instrument Date	Jun 24, 2023
Instrument	2023K022178
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3022 COOKSON AVE, ELGIN, IL 60124-8938
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022179
Date	Jul 5, 2023
Instrument	2023K022179

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.35%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3022 COOKSON AVE, ELGIN, IL 60124-8938
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027866
Date	Jun 13, 2018
Instrument	2018K027866

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Apr 20, 2033

Interest

Rate	7.39%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 11, 2019
Property Address	3022 COOKSON AVE, ELGIN, IL 60124-8938
Document Number	0000059904
Instrument Date	Dec 6, 2019
Instrument	59904
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	PRIMARY TITLE SERVICES INC, PRIMARY TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3022 COOKSON AVE ELGIN IL 601248938, ELGIN, IL 60124-8938

Mortgage

Document Number	59905
Date	Dec 11, 2019
Instrument	59905

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,336.00 (+7.68%)
2024		$152,454 (+21.39%) Land $39,827 Building $112,627	$457,545 (+21.44%) Land $119,529 Building $338,016
2022	$11,456.00 (+3.37%) Homeowner's exemption	$125,586 (+6.96%) Land $32,808 Building $92,778	$376,758 (+6.96%) Land $98,424 Building $278,334
2021	$11,082.00 Homeowner's exemption	$117,414 Land $30,673 Building $86,741	$352,242 Land $92,019 Building $260,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

Nearby Properties on Cookson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures