3022 Acker St, Cross Plains, WI 53528 Property Records

Dane County property record for 3022 Acker St, Cross Plains, WI 53528

Property Summary

Property Type	Single Family Home
Lot Size	0.287 acres (12,545 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2015)
Tax Bill	$6,810 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0807-354-4894-5`

Property Details

APN / Parcel Number

Primary APN	`0807-354-4894-5`

Exterior

Lot Area	12,545 sqft (0.287 acres)

Location & Zoning

Street Address	3022 ACKER ST
City	CROSS PLAINS
State	WI
Zip	53528-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MELODY ACRES FIRST ADDN LOT 34
Legal Range	07
Legal Township	08
Legal Section	35
Legal Subdivision	FIRST ADD
Legal Block	48
Legal Lot Number	34
Jurisdiction	DANE WI
Township / Civil Division	CROSS PLAINS
Census Block Group	2
Census Block	2002
Census Tract	13000

Owner

3022 Acker St is owned and occupied by an individual who bought it in August 2015.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3022 ACKER ST, CROSS PLAINS, WI 53528-9557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2015 · Amount on File
Deed Sale	Aug 18, 2015 · Amount on File
Prior Sale	Aug 31, 2010 · Amount on File
Deed Document Number	5177657
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3022 ACKER ST, CROSS PLAINS, WI 53528-9557
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005787180
Date	Nov 8, 2021
Instrument	5787180

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3022 ACKER ST, CROSS PLAINS, WI 53528-9557
Document Number	0005371139
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3022 ACKER ST CROSS PLAINS WI 535289557, CROSS PLAINS, WI 53528-9557

Mortgage

Document Number	0005371139
Date	Nov 10, 2017
Instrument	5371139

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3022 Acker St was $6,810 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Cross Plains Village
Unified School District	Middleton-Cross Plains School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,810.00 Homeowner's exemption	$282,500 Land $75,000 Building $207,500	$432,800
2023		$282,500 Land $75,000 Building $207,500	$347,000
2022	$5,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3022 Acker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3022 Acker St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS PLAINS WATERWORKS serves 4,100 people · EPA ID WI1130219
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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