Cottonwood County property record for 30218 Co Rd 45, Bingham Lake, MN 56118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,227 sqft · built 1951 |
| Lot Size | 9.1 acres (396,396 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Sep 2003) |
| Tax Bill | $1,050 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-027-0200 |
| Primary APN | 06-027-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,227 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 396,396 sqft (9.1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 30218 COUNTY ROAD 45 |
|---|---|
| City | BINGHAM LAKE |
| State | MN |
| Zip | 56118-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT IN NW CRN NW1/4 9.10 |
| Legal Range | 35 |
| Legal Township | 107 |
| Legal Section | 27 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | DELTON |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 270100 |
30218 Co Rd 45 is owned and occupied by an individual who bought it in September 2003.
Source: Cottonwood County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30218 COUNTY ROAD 45, BINGHAM LAKE, MN 56118-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2003 · Amount on File |
| Deed Sale | Sep 1, 2003 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 30218 Co Rd 45 was $1,050 with a homeowner's exemption.
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| County Subdivision | Delton Township |
| Unified School District | Red Rock Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,050.00 Homeowner's exemption | $150,800 Land $74,700 Building $76,100 | $150,800 Land $74,700 Building $76,100 |
| 2025 | $1,050.00 | ||
| 2023 | $992.00 | $191,800 Land $76,800 Building $115,000 | $191,800 Land $76,800 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30218 Co Rd 45 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 30218 Co Rd 45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
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