3021 Thames River Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 3021 Thames River Dr, Oxnard, CA 93036

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,632 sqft · built 2006
Lot Size	0.025 acres (1,083 sqft)
Owner	2 Individual Names on File
Last Sale	$307,500 (Feb 2019)
Tax Bill	$4,823 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-0-180-395`

Property Details

APN / Parcel Number

Primary APN	`132-0-180-395`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	594 sqft
2nd Floor Area	1,038 sqft
Upper Floors Area	55 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	1,083 sqft (0.025 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	55 sqft
Patio Area	55 sqft

Location & Zoning

Street Address	3021 THAMES RIVER DR
City	OXNARD
State	CA
Zip	93036-5338
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 553603 LOT: 25 REF: 154MR 62 CONDO PLAN: -23
Legal Subdivision	DAYBREAK AT RIVERPARK
Legal Tract	553603
Legal Block	180
Legal Lot Number	25
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1101
Census Tract	5004

Owner

3021 Thames River Dr, a condominium, is owned and occupied by two individuals who bought it in February 2019.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3021 THAMES RIVER DR, OXNARD, CA 93036-5338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage E & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
Feb 13, 2019	Grant Deed, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Oct 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on File
Deed Sale	Feb 13, 2019 · Amount on File
Prior Sale	Jul 31, 2008 · Amount on File
Deed Document Number	201913788
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	0000140295
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3021 THAMES RIVER DR, OXNARD, CA 93036-5338
Document Number	0000011614
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3021 THAMES RIVER DR #23 OXNARD CA 930365338, 23, OXNARD, CA 93036-5338

Mortgage

Document Number	0000011614
Date	Jan 21, 2021
Instrument	11614

Lender

Name	E & S FINANCIAL GROUP INC E & S FINANCIAL GROUP INC
Type	Bank
Address	VENTURA, CA 93003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 13, 2019
Property Address	3021 THAMES RIVER DR, OXNARD, CA 93036-5338
Document Number	0000013788
Instrument Date	Jan 15, 2019
Instrument	13788
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3021 THAMES RIVER DR #23 OXNARD CA 930365338, 23, OXNARD, CA 93036-5338

Mortgage

Document Number	13791
Date	Feb 13, 2019
Instrument	13791

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	435 S D ST, OXNARD, CA 93030-5918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	13789,
Date	Feb 13, 2019
Instrument	13789

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	VENTURA, CA 93003

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 27, 2017
Property Address	3021 THAMES RIVER DR, OXNARD, CA 93036-5338
Document Number	0000140295
Instrument Date	Jul 21, 2017
Instrument	140295
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3021 THAMES RIVER DR OXNARD CA 930365338, OXNARD, CA 93036-5338

Tax Assessment & Valuation

The 2025 property tax bill for 3021 Thames River Dr was $4,823, up 1.6% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$288,598 (+2%) Land $187,741 Building $100,857
2025	$4,823.00 (+1.62%)	$282,940 Land $184,060 Building $98,880
2024	$4,746.00 (+5.05%)
2023	$4,518.00 (+3.03%)	$271,954 Land $176,912 Building $95,042
2022	$4,385.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3021 Thames River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3021 Thames River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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