3021 Old San Jose Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3021 Old San Jose Rd, Soquel, CA 95073

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 3,216 sqft · built 1893
Lot Size	1.03 acres (45,128 sqft)
Owner	Trust Name on Record
Last Sale	$850,000 (Dec 2014)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage Jun 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-151-44`

Property Details

APN / Parcel Number

Primary APN	`103-151-44`
Alternative APN	`103-151-44-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Building Area	3,216 sqft Living Area
Gross Area	4,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1955
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	45,128 sqft
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Deck Area	106 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3021 OLD SAN JOSE RD
City	SOQUEL
State	CA
Zip	95073-9434
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1031
Census Tract	122001

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	3021 OLD SAN JOSE RD, SOQUEL, CA 95073-9434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jun 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Dec 11, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Deed Document Number	201441593
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3011 OLD SAN JOSE RD, SOQUEL, CA 95073-9434
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	FNC TITLE SERVICES, FNC TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3021 OLD SAN JOSE RD, SOQUEL, CA 95073-9434

Mortgage

Document Number	0000001644
Date	Jan 31, 2023
Instrument	2023-0001644

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3011 OLD SAN JOSE RD, SOQUEL, CA 95073-9434
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3021 OLD SAN JOSE RD, SOQUEL, CA 95073-9434

Mortgage

Document Number	0000032661
Date	Jun 14, 2021
Instrument	2021-0032661

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3021 OLD SAN JOSE RD, SOQUEL, CA 95073-9434
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036579
Date	Dec 11, 2018
Instrument	2018-0036579

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,248 (+2%) Land $126,781 Building $166,467
2025	$3,745.00 (+8.43%)	$287,498 (+4.04%) Land $124,295 Building $163,203
2023	$3,454.00 (+1.53%)	$276,335 Land $119,469 Building $156,866	$1,264,770
2022	$3,402.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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