3021 Lara Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 3021 Lara Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 2003
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Oct 2019)
Tax Bill	$6 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7 31A`

Property Details

APN / Parcel Number

Primary APN	`7 31A`
Alternative APN	`572`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	800 sqft
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Accessibility Features	Accessibility Features

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,673 sqft (2.38 acres)
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	572
Street Address	3021 LARA RD
City	LANCASTER
State	VA
Zip	22503-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOHORNES RUN 2.38 AC LR19/1671
Legal Subdivision	MOHORNES RUN
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3021 LARA RD, LANCASTER, VA 22503-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU
Oct 16, 2019	Warranty Deed, Transfer · Conventional Mortgage CHARTWAY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Deed Document Number	20191671
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	0000001671
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3021 LARA RD, LANCASTER, VA 22503-2816
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250002331
Date	Oct 28, 2025
Instrument	250002331

Lender

Name	LANGLEY FCU
Type	Credit Union
Address	NEWPORT NEWS, VA 23612

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	142 Months
Due	Aug 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 16, 2019
Property Address	3021 LARA RD, LANCASTER, VA 22503-2816
Document Number	190001671
Instrument Date	Oct 3, 2019
Instrument	190001671
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3021 LARA RD, LANCASTER, VA 22503-2816

Mortgage

Document Number	190001672
Date	Oct 16, 2019
Instrument	190001672

Lender

Name	CHARTWAY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00 (-98.71%)	$126,800 (+71.58%) Land $18,200 Building $108,600	$126,800 (+71.58%) Land $18,200 Building $108,600
2023	$465.00	$73,900 Land $18,200 Building $55,700	$73,900 Land $18,200 Building $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lara Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures