Hunt County property record for 3021 Choctaw Rd, Commerce, TX 75428
| Property Type | Single Family Home |
|---|---|
| Details | 1,435 sqft · built 1968 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,136 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3615-0000-0280-31 |
| Primary APN | 3615-0000-0280-31 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 1,941 sqft |
| 1st Floor Area | 1,435 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 129 ft deep x 93 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R47845 |
|---|---|
| Street Address | 3021 CHOCTAW RD |
| City | COMMERCE |
| State | TX |
| Zip | 75428-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S3615 INDIAN CREEK ADDITION #1 LOT 28 (N1/2 OF 27 & 28) ACRES .276 |
| Legal Subdivision | INDIAN CREEK ADDITION #1 |
| Legal Lot Number | 28 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 960500 |
Source: Hunt County records · APN 3615-0000-0280-31
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3021 CHOCTAW RD, COMMERCE, TX 75428-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2022 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK IN PARIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2022 |
| Deed Sale | Dec 06, 2022 |
| Deed Document Number | 2022-28523 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Dec 06, 2022 |
| Property Address | 3021 CHOCTAW RD, COMMERCE, TX 75428-3903 |
| Document Number | 0000028523 |
| Map Reference | CAB A SL 272 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022-28523 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | NOT AVAILABLE, MONEY LAW & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3021 CHOCEW RD, COMMERCE, TX 75428 |
| Document Number | 0000028524 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 2022-28524 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 3021 CHOCTAW RD, COMMERCE, TX 75428-3903 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016029 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-16029 |
| Name | LIBERTY NATIONAL BANK IN PARIS |
|---|---|
| Type | Bank |
| Address | PARIS, TX 75461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Mar 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 17, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 2% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.2% |
Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,040 (-15.91%) Land $44,970 Building $126,070 | $171,040 (-15.91%) Land $44,970 Building $126,070 | |
| 2024 | $3,136.00 (+25.94%) | ||
| 2023 | $203,400 Land $35,110 Building $168,290 | $203,400 Land $35,110 Building $168,290 | |
| 2022 | $2,490.00 |
Source: FEMA National Flood Hazard Layer, Hunt County (48231C), as of May 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482319605001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Peoples Telephone Cooperative Fixed Wireless | 500 / 60 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 274 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX1160003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COMMERCE serves 9,266 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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