El Dorado County property record for 3021 Cascade Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,502 sqft · built 1982 |
| Lot Size | 2.26 acres (98,881 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Mar 2022) |
| Tax Bill | $7,093 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-491-002-000 |
| Primary APN | 073-491-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,502 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Lot Area | 98,881 sqft |
| Terrain | Gentle Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,502 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3021 CASCADE TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | L 1693 AUBURN LK TRLS 6 |
| Legal Subdivision | AUBURN LK TRLS 6 |
| Legal Lot Number | 1693 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 30601 |
3021 Cascade Trl is owned and occupied by two individuals who bought it in March 2022.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3021 CASCADE TRL, COOL, CA 95614-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2022 | Grant Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2022 · Amount on File |
| Deed Sale | Mar 9, 2022 · Amount on File |
| Prior Sale | May 2, 2016 · Amount on File |
| Deed Document Number | 202211168 |
| Prior Transfer Date | Oct 22, 2010 |
| Prior Transfer Doc | 0000051423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 9, 2022 |
| Property Address | 3021 CASCADE TRL, COOL, CA 95614-2417 |
| Document Number | 0000011168 |
| Map Reference | MB E PG 113 |
| Instrument Date | Mar 7, 2022 |
| Instrument | 2022-0011168 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 323 LRONWOOD CIRCLE, ROSEVILLE, CA 95678 |
| Document Number | 0000011169 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022-0011169 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3021 CASCADE TRL, COOL, CA 95614-2417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000005345 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 2018-0005345 |
| Name | EL DORADO SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | PLACERVILLE, CA 95667 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3021 Cascade Trl was $7,093 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $671,106 (+2%) Land $129,890 Building $541,216 | |
| 2025 | $7,093.00 Homeowner's exemption | $657,948 Land $127,344 Building $530,604 |
| 2023 | $6,579.00 (+63.25%) Homeowner's exemption | $632,400 Land $122,400 Building $510,000 |
| 2022 | $4,030.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3021 Cascade Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3021 Cascade Trl is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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