3021 Arbor Knoll, Concord, NC 28025 Property Records

Cabarrus County property record for 3021 Arbor Knoll, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,078 sqft · built 2003
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2003)
Tax Bill	$2,615 (2023)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09001B0032.000000`

Property Details

APN / Parcel Number

Primary APN	`09001B0032.000000`
Alternative APNs	`5559 65 1387` `124080`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,078 sqft Living Area
Gross Area	3,307 sqft
1st Floor Area	1,798 sqft
Upper Floors Area	257 sqft
Attic	Attic
Attic Area	144 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	174 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	1,334 sqft
Driveway	Concrete Driveway
Driveway Area	1,300 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Patio Area	306 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	124080
Street Address	3021 ARBOR KNL
City	CONCORD
State	NC
Zip	28025-8060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 32 FIELDSTONE
Legal Subdivision	FIELDSTONE
Legal Lot Number	32
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2005
Census Tract	41602

Owner

3021 Arbor Knoll is owned and occupied by an individual who acquired it in July 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3021 ARBOR KNL, CONCORD, NC 28025-8060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2003 · Amount on File
Deed Sale	Sep 4, 2003 · Amount on File
Prior Sale	Mar 27, 2003 · Amount on File
Deed Book / Page	4821 / 306
Last Transfer Date	Jul 10, 2019
Transfer Doc	13605104
Record Updated	Oct 29, 2026

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Jul 17, 2019
Property Address	3021 ARBOR KNL, CONCORD, NC 28025-8060
Document Number	0013605104
Book / Page	13605 / 0104
Map Reference	MB 36 PG 36
Instrument Date	Jul 10, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5610A NC HWY 73 E, 5610A, CONCORD, NC 28025-7289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3021 ARBOR KNL, CONCORD, NC 28025-8060

Mortgage

Document Number	0013605107
Date	Jul 17, 2019
Instrument	13605/107

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,690 (-) Land $110,000 Building $382,690
2025		$492,690 Land $110,000 Building $382,690
2024			$492,690 (+56.35%) Land $110,000 Building $382,690
2023	$2,615.00	$315,110 Land $50,000 Building $265,110	$315,110 Land $50,000 Building $265,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3021 Arbor Knoll in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3021 Arbor Knoll is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIELDSTONE/COLD SPRINGS DEV private · serves 424 people · EPA ID NC0113232
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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