3020 Wolf Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 3020 Wolf Lake Rd, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 868 sqft · built 2003
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on File
Last Sale	$337,000 (Apr 2023)
Tax Bill	$2,854 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`465-0030-00633`

Property Details

APN / Parcel Number

Primary APN	`465-0030-00633`
Alternative APNs	`1099350` `1146559`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	868 sqft Gross Area
1st Floor Area	672 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	226,512 sqft (5.2 acres)
Garage Area	5,488 sqft

Exterior Amenities

Porch	Slab
Porch Area	188 sqft
Deck Area	44 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1146559
Street Address	3020 WOLF LAKE RD
City	ELY
State	MN
Zip	55731-8420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF SW1/4 OF NW1/4 COMM AT SW COR OFFORTY THENCE N02DEG16'32"E ALONG W LINE816.01 FT TO PT OF BEG THENCE
Legal Range	13W
Legal Township	62N
Legal Section	04
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2086
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0030-00633

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3020 WOLF LAKE RD, ELY, MN 55731-8420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Document Number	20231067450
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 12, 2023
Property Address	3020 WOLF LAKE RD, ELY, MN 55731-8420
Document Number	0001067450
Instrument Date	Apr 06, 2023
Instrument	1067450
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3020 WOLF LAKE RD, ELY, MN 55731-8420

Mortgage

Document Number	0001067451
Date	Apr 12, 2023
Instrument	1067451

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,854.00 (+1.21%) Homeowner's exemption
2025	$2,820.00 (+13.62%) Homeowner's exemption	$409,400 (+14.77%) Land $56,100 Building $353,300	$409,400 (+14.77%) Land $56,100 Building $353,300
2024	$2,482.00	$356,700 (+37.19%) Land $52,900 Building $303,800	$356,700 (+37.19%) Land $52,900 Building $303,800
2022		$260,000 Land $40,000 Building $220,000	$260,000 Land $40,000 Building $220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370154012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 2 of 4 on primary residences

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 87% of Minnesota
Wildfire Likelihood	About 1 in 671 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.