3020 Windmill Canyon Dr, Clayton, CA 94517 Property Records

Contra Costa County property record for 3020 Windmill Canyon Dr, Clayton, CA 94517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,313 sqft · built 1995
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,973 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118-443-002-1`

Property Details

APN / Parcel Number

Primary APN	`118-443-002-1`
Alternative APN	`118-443-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,313 sqft Living Area
1st Floor Area	1,187 sqft
2nd Floor Area	1,126 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3020 WINDMILL CANYON DR
City	CLAYTON
State	CA
Zip	94517-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7262 L45
Legal Subdivision	WINDMILL CANYON SUB 7262
Legal Tract	7262
Legal Lot Number	45
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	355307

Owner

3020 Windmill Canyon Dr is owned and occupied by two individuals who acquired it in May 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3020 WINDMILL CANYON DR, CLAYTON, CA 94517-1907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
May 30, 2019	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019
Deed Sale	May 30, 2019
Prior Sale	Apr 30, 2003 · Amount on File
Deed Document Number	201979645
Prior Transfer Date	May 20, 2019
Prior Transfer Doc	0000079645
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3020 WINDMILL CANYON DR, CLAYTON, CA 94517-1907
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 WINDMILL CANYON DR, CLAYTON, CA 94517-1907

Mortgage

Document Number	0000017378
Date	Jan 20, 2021
Instrument	2021-017378

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3020 WINDMILL CANYON DR, CLAYTON, CA 94517-1907
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028228
Date	Feb 13, 2020
Instrument	2020-028228

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 30, 2019
Property Address	3020 WINDMILL CANYON DR, CLAYTON, CA 94517-1907
Document Number	0000079645
Map Reference	MB 345 PG 39
Instrument Date	May 20, 2019
Instrument	2019-079645
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3020 WINDMILL CANYON DR, CLAYTON, CA 94517-1907

Mortgage

Document Number	0000079646
Date	May 30, 2019
Instrument	2019-079646

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3020 Windmill Canyon Dr was $8,973 with a veteran's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Clayton City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$855,334 (+2%) Land $457,952 Building $397,382
2025	$8,973.00 Disabled Person's exemption Veteran's exemption	$838,564 Land $448,973 Building $389,591
2023	$8,416.00 (-0.57%) Disabled Person's exemption Veteran's exemption	$806,003 Land $431,540 Building $374,463
2022	$8,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3020 Windmill Canyon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3020 Windmill Canyon Dr is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Unwired, Verizon.

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