3020 Windermere Dr, Pensacola, FL 32503 Property Records

Escambia County property record for 3020 Windermere Dr, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,782 sqft · built 1983
Lot Size	0.355 acres (15,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,500 (Aug 1993)
Tax Bill	$2,234 (2024)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-1S-30-1150-005-075`

Property Details

APN / Parcel Number

Primary APN	`33-1S-30-1150-005-075`
Alternative APNs	`033519906` `33519906`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,782 sqft Adjusted Area
1st Floor Area	1,670 sqft
Upper Floors Area	870 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,464 sqft (0.355 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33519906
Old Parcel Number	033519906
Street Address	3020 WINDERMERE DR
City	PENSACOLA
State	FL
Zip	32503-5873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AAAA
Legal Description	LT 5 BLK 75 WINDERMERE OR 3421 P 645 PB 10 P 99 SHEET L
Legal Range	30W
Legal Township	01S
Legal Section	33
Legal Subdivision	WINDERMERE
Legal Block	75
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	3
Census Block	3013
Census Tract	1001

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3020 WINDERMERE DR, PENSACOLA, FL 32503-5873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1993 · Amount on Record
Deed Sale	Aug 1, 1993 · Amount on Record
Deed Document Number	0003421645
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3020 WINDERMERE DR, PENSACOLA, FL 32503-5873
Document Number	0079901203
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3020 WINDERMERE DR PENSACOLA FL 325035873, PENSACOLA, FL 32503-5873

Mortgage

Document Number	0079901203
Date	Oct 29, 2018
Book Page	007990/001203
Instrument	86580

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 28, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,990 (+5.99%)	$373,899 (+7.09%) Land $80,000 Building $293,899
2024	$2,234.00 (+3.09%)
2023	$2,167.00 (+3.14%) Homeowner's exemption Veteran's exemption	$172,654 (+3%)	$349,145 (+8.99%) Land $72,000 Building $277,145
2022	$2,101.00 Homeowner's exemption Veteran's exemption	$167,626	$320,351 Land $72,000 Building $248,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	2 (2004–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: Hotwire Communications.

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