3020 University St, Eugene, OR 97405 Property Records

Lane County property record for 3020 University St, Eugene, OR 97405 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,291 sqft · built 1958
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2018)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-08-12-06600-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-08-12-06600-000`
Alternative APN	`0646594`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,291 sqft Finished Area
1st Floor Area	1,291 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1981
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	282 sqft
Driveway	Driveway
Driveway Area	260 sqft
Parking Spaces	1 Parking Space
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0646594
Street Address	3020 UNIVERSITY ST
City	EUGENE
State	OR
Zip	97405-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD:THIRD ADDITION TO NOB HILL SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	08
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	THIRD ADDITION TO NOB HILL
Legal Block	5
Legal Lot Number	6600
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	5000

Owner

Source: Lane County records · APN 18-03-08-12-06600-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3020 UNIVERSITY ST, EUGENE, OR 97405-4240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Closed-End Mortgage OREGON COMMUNITY CU
Apr 08, 2022	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	2018-050725
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3020 UNIVERSITY ST, EUGENE, OR 97405-4240
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 UNIVERSITY ST, EUGENE, OR 97405-4240

Mortgage

Document Number	0000012763
Date	May 11, 2023
Instrument	2023-012763

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 11, 2043

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3020 UNIVERSITY ST, EUGENE, OR 97405-4240
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 UNIVERSITY ST, EUGENE, OR 97405-4240

Mortgage

Document Number	0000016000
Date	Apr 08, 2022
Instrument	2022-016000

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3020 UNIVERSITY ST, EUGENE, OR 97405-4240
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001630
Date	Jan 15, 2019
Instrument	2019-001630

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 30, 2018
Property Address	3020 UNIVERSITY ST, EUGENE, OR 97405-4240
Document Number	0000050725
Map Reference	MB22 PG1
Instrument Date	Oct 27, 2018
Instrument	2018-050725
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 UNIVERSITY ST, EUGENE, OR 97405-4240

Mortgage

Document Number	0000050726
Date	Oct 30, 2018
Instrument	2018-050726

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 20, 2019

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,765.00 (+3.9%)	$244,578 (+6.09%)	$479,013 (+4.11%) Land $142,925 Building $336,088
2023	$4,586.00 (+4.04%)	$230,539 (+3%)	$460,093 (+5.12%) Land $109,672 Building $350,421
2022	$4,408.00	$223,825	$437,701 Land $81,058 Building $356,643

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390050002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 541 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Hunter Communications & Technologies	Fiber	2,500 / 2,500
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Alyrica Networks, Douglas Electric Cooperative, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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