3020 Telegraph Ave, Stockton, CA 95204 Property Records

San Joaquin County property record for 3020 Telegraph Ave, Stockton, CA 95204

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,360 sqft · built 1953
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$2,349 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`109-200-110-000`

Property Details

APN / Parcel Number

Primary APN	`109-200-110-000`
Alternative APNs	`109-200-11` `10920111`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	109-200-11
Street Address	3020 TELEGRAPH AVE
City	STOCKTON
State	CA
Zip	95204-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	REDRAWN APR-30-2010 FROM ORIGINAL APN 109-201-11
Legal Subdivision	CALAVERAS YACHT & COUNTRY CLUB
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	3
Census Block	3009
Census Tract	1000

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage STEVEN BOWERS
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit VALLEY STRONG CU
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage THE MORTGAGE HOUSE
Mar 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 25, 2021
Transfer Doc	0000053228
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325

Mortgage

Document Number	0000091009
Date	Nov 3, 2023
Instrument	2023-091009

Lender

Name	STEVEN BOWERS
Type	Private Party
Address	2357 MEADOWBROOK DR, LODI, CA 95242

Agreement

Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325

Mortgage

Document Number	0000062119
Date	Aug 7, 2023
Instrument	2023-062119

Lender

Name	VALLEY STRONG CU
Type	Credit Union
Address	BAKERSFIELD, CA 93389

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	NORTH AMERICAN TITLE CA LODI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325

Mortgage

Document Number	0000097033
Date	Jun 4, 2021
Instrument	2021-097033

Lender

Name	THE MORTGAGE HOUSE
Address	THOUSAND OAKS, CA 91362

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 25, 2021
Property Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325
Document Number	0000053228
Map Reference	VOL 10 PG 124
Instrument Date	Mar 20, 2021
Instrument	2021-053228
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 TELEGRAPH AVE, STOCKTON, CA 95204-1325

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,349.00 (+1.34%)
2025	$2,318.00 (+1.13%) Homeowner's exemption	$84,368 (+4.06%) Land $13,804 Building $70,564
2023	$2,292.00 (+16.05%)	$81,075 Land $13,262 Building $67,813	$350,370
2022	$1,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	2 (2008–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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