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3020 Sunset Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3020 Sunset Rd, Tower, MN 55790

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,012 sqft
Lot Size0.339 acres (14,770 sqft)
OwnerIndividual Name on File
Tax Bill$3,164 (2026)
Deeds & MortgagesJul 2023 Transfer
Jul 2023 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN387-0370-00370

Property Details

APN / Parcel Number

Primary APN387-0370-00370
Alternative APNs
  • 1150817
  • 665876

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,012 sqft Gross Area
1st Floor Area1,012 sqft

Exterior

Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area14,770 sqft (0.339 acres)

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area42 sqft
Storage Building150 sqft
Boat House336 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number1150817
Street Address3020 SUNSET RD
CityTOWER
StateMN
Zip55790
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOTS 11 AND 12 EX THAT PART OF LOT 11 BEG ATSW COR OF LOT 11 THENCE N77DEG18'09"EASSIGNED BEARING ALONG S LINE OF LOT 1195.27
Legal SubdivisionSUNSET POINT
Legal Block2
Legal Lot Number11
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1271
Census Tract15502

Owner

Source: St. Louis County records · APN 387-0370-00370

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5490 CARNATION AVE, VIRGINIA, MN 55792-4018
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2023Affidavit of Death of Joint Tenant, Transfer
Jul 06, 2023Intrafamily Transfer, Transfer
Aug 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 20, 2023
Transfer Doc0001469428
Record UpdatedSep 20, 2026

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateJul 06, 2023
Property Address3020 SUNSET RD, TOWER, MN 55790
Document Number0001469427
Instrument DateJun 20, 2023
Instrument1469427
Transaction TypeTransfer
Record UpdatedAug 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Partial Interest
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5490 CARNATION AVE, VIRGINIA, MN 55792-4018

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateJul 06, 2023
Property Address3020 SUNSET RD, TOWER, MN 55790
Document Number0001469428
Instrument DateJun 20, 2023
Instrument1469428
Transaction TypeTransfer
Record UpdatedAug 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4590 CARNATION AVENUE, VIRGINIA, MN 55792

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3020 SUNSET RD, TOWER, MN 55790
Transaction TypeMortgage
Record UpdatedSep 01, 2021
Title CompanyMG AMERICAN TITLE COMPANY INC, ALL AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001421273
DateAug 09, 2021
Instrument1421273
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,164.00 (+27.99%)
2025$2,472.00 (-0.96%)$364,400 (+21.83%) Land $179,700 Building $184,700$364,400 (+21.83%) Land $179,700 Building $184,700
2024$2,496.00 (+1.96%)$299,100 (+10.57%) Land $142,900 Building $156,200$299,100 (+10.57%) Land $142,900 Building $156,200
2023$2,448.00
2022$270,500 (+18.28%) Land $128,700 Building $141,800$270,500 (+18.28%) Land $128,700 Building $141,800
2021$228,700 Land $112,800 Building $115,900$228,700 Land $112,800 Building $115,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Consolidated Telephone Company
Fiber		1,000 / 1,000

Based on FCC filings for 43 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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