DeSoto County property record for 3020 Spruce Cv, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1954 |
| Square Footage | 1,590 sqft Adjusted Area |
| Lot Size | 30,325 sqft (0.696 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $503.00 (2025) |
Source: DeSoto County records · APN 3-09-4-19-01-0-00146-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3020 SPRUCE CV, HERNANDO, MS 38632-4290 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage GREAT PLAINS NATIONAL BANK |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2013 |
| Deed Sale | May 21, 2013 |
| Deed Book / Page | 707 / 368 |
| Prior Transfer Date | Apr 15, 2013 |
| Prior Transfer Doc | 000705/075 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3020 SPRUCE CV, HERNANDO, MS 38632-4290 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004527/692 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 4527/692 |
| Instrument | T04527-00692 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3020 SPRUCE CV, HERNANDO, MS 38632-4290 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3020 SPRUCE CV, HERNANDO, MS 38632-4290 |
| Document Number | 005396/159 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 5396/159 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503.00 | $4,984 (-) Land $1,000 Building $3,984 | $49,844 (-) Land $10,000 Building $39,844 |
| 2023 | $4,984 | $49,844 Land $10,000 Building $39,844 | |
| 2022 | $503.00 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-09-4-19-01-0-00146-00 |
|---|
| Building Area | 1,590 sqft Adjusted Area |
|---|---|
| 1st Floor | 1,584 sqft 1st Floor |
| Interior Structure | Plywood Interior Structure |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 30,325 sqft (0.696 acres) |
| Depth X Width | 200 ft x 120 ft Depth x Width |
| Porch Area | 114 sqft Porch |
| Street Address | 3020 SPRUCE CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-4290 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WOODLAND LAKE SD LOT 146 |
| Legal Range | 009 |
| Legal Township | 03S |
| Legal Section | 19 |
| Legal Subdivision | WOODLAND LAKE SD |
| Legal Lot Number | 146 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 71200 |
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