3020 Shadowhill St, Norman, OK 73071 Property Records

Cleveland County property record for 3020 Shadowhill St, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Last Sale	$148,000 (Sep 2009)
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0126876`

Property Details

APN / Parcel Number

Primary APN	`R0126876`
Alternative APNs	`NC29SHLK4 4 13001` `126876`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,617 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	216 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	126876
Street Address	3020 SHADOWHILL ST
City	NORMAN
State	OK
Zip	73071-7194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWLAKE SEC 4 LOT 13 BLOCK 4
Legal Range	02W
Legal Township	09
Legal Section	17
Legal Subdivision	SHADOWLAKE
Legal Block	4
Legal Lot Number	13
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5000
Census Tract	201403

Owner

Source: Cleveland County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3020 SHADOWHILL ST, NORMAN, OK 73071-7194
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
May 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2009 · Amount on Record
Deed Sale	Sep 24, 2009 · Amount on Record
Prior Sale	Mar 22, 2005 · Amount on Record
Deed Document Number	200937683
Deed Book / Page	4669 / 890
Last Transfer Date	Jul 5, 2018
Transfer Doc	R201826187
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Apr 8, 2026
Property Address	3020 SHADOWHILL ST, NORMAN, OK 73071-7194
Document Number	0000009422
Book / Page	6944 / 424
Instrument Date	Mar 25, 2026
Instrument	20269422
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000009422,
Date	Apr 8, 2026
Book Page	6944/424
Instrument	20269422

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2031

Interest

Rate	5.98%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3020 SHADOWHILL ST, NORMAN, OK 73071-7194
Document Number	0000041086
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3020 SHADOWHILL ST NORMAN OK 730717194, NORMAN, OK 73071-7194

Mortgage

Document Number	0000041086
Date	Dec 26, 2019
Book Page	006004/000793
Instrument	41086

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	4140 W I 40 SERVICE RD, OKLAHOMA CITY, OK 73108-2066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 25, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 11, 2017
Property Address	3020 SHADOWHILL ST, NORMAN, OK 73071-7194
Document Number	0000014792
Book / Page	005675 / 000688
Instrument Date	May 11, 2017
Instrument	14792
Transaction Type	Transfer
Record Updated	Jun 2, 2017

Transaction

Amount	Amount Recorded
Tax	$217.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3020 SHADOWHILL ST NORMAN OK 730717194, NORMAN, OK 73071-7194

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 (+6.36%) Homeowner's exemption	$21,079 (+6.09%) Land $3,382 Building $17,697	$236,354 (+22.37%) Land $37,927 Building $198,427
2023	$2,265.00 Homeowner's exemption	$19,869 Land $4,022 Building $15,847	$193,153 Land $39,100 Building $154,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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