3020 S Richie Dr, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 3020 S Richie Dr, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,090 sqft · built 2019
Lot Size	0.174 acres (7,601 sqft)
Owner	2 Trust Names on File
Last Sale	$216,500 (May 2020)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-21-28-377-024-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-28-377-024-000`
Alternative APN	`91988`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,090 sqft Finished Area
Basement Area	1,036 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,601 sqft (0.174 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	91988
Street Address	3020 S RICHIE DR
City	SIOUX FALLS
State	SD
Zip	57106-7329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLOCK 17 WESTWOOD VALLEY 2ND ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	WESTWOOD VALLEY 2ND ADDITION
Legal Block	17
Legal Lot Number	24
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3045
Census Tract	10406

Owner

3020 S Richie Dr is owner-occupied and held in a trust since May 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3020 S RICHIE DR, SIOUX FALLS, SD 57106-7329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 12, 2020	Warranty Deed, Construction Loan · Construction Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Prior Sale	May 12, 2020 · Amount on File
Deed Book / Page	595-D / 922
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 12, 2020
Property Address	3020 S RICHIE DR, SIOUX FALLS, SD 57106-7329
Document Number	595DEED/919
Book / Page	595 DEED / 919
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Tax	$41.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4208 W 38TH ST, SIOUX FALLS, SD 57106-0788

Mortgage

Document Number	1884MTG/552
Date	May 12, 2020
Book Page	1884 MTG/552

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 12, 2020
Property Address	3020 S RICHIE DR, SIOUX FALLS, SD 57106-7329
Document Number	595DEED/922
Book / Page	595 DEED / 922
Instrument Date	May 8, 2020
Transaction Type	Construction Loan
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3020 S RICHIE DR, SIOUX FALLS, SD 57106-7329

Mortgage

Document Number	1884MTG553
Date	May 12, 2020
Instrument	1884 MTG/553

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT
Type	Government Agency

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3020 S Richie Dr was $4,376.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Tea Area School District 41-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,018 (+1.87%) Land $39,164 Building $255,854	$295,018 Land $39,164 Building $255,854
2025	$4,376.00	$289,600 (+1.22%) Land $39,600 Building $250,000
2024	$4,376.00	$286,100 Land $39,600 Building $246,500
2022	$3,990.00	$230,500 Land $28,600 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3020 S Richie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3020 S Richie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	MINNEHAHA COMMUNITY WATER CORP
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bluepeak.

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