Jefferson County property record for 3020 Ridgetop Ct, High Ridge, MO 63049
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,440 sqft · built 2004 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $473,480 (Oct 2025) |
| Tax Bill | $3,871 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-6.0-13.0-3-001-011.34 |
| Primary APN | 03-6.0-13.0-3-001-011.34 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,600 sqft |
| Basement Area | 380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 160 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 258 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3020 RIDGETOP CT |
|---|---|
| City | HIGH RIDGE |
| State | MO |
| Zip | 63049-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | TIMBER RIDGE LOT 34 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 13 |
| Legal Subdivision | TIMBER RIDGE |
| Legal Block | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 700211 |
3020 Ridgetop Ct is owned and occupied by an individual who bought it in October 2025.
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3020 RIDGETOP CT, HIGH RIDGE, MO 63049-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Aug 1, 2018 | Warranty Deed, Transfer PNC BK |
| Oct 25, 2017 | Deed of Trust, Mortgage AMERICAN MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on File |
| Deed Sale | Oct 23, 2025 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 202527429 |
| Prior Transfer Date | Oct 20, 2003 |
| Prior Transfer Doc | 0000080682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 23, 2025 |
| Property Address | 3020 RIDGETOP CT, HIGH RIDGE, MO 63049-2708 |
| Document Number | 0000027429 |
| Map Reference | MB 176 PG 11 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025R-027429 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 W 5TH ST, WASHINGTON, MO 63090-1213 |
| Name | Verified Name |
|---|---|
| Address | 3020 RIDGETOP CT, HIGH RIDGE, MO 63049-2708 |
| Document Number | 0000027430 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025R-027430 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 1, 2018 |
| Property Address | 3020 RIDGETOP CT, HIGH RIDGE, MO 63049-2708 |
| Document Number | 0000023236 |
| Instrument Date | Jul 18, 2018 |
| Instrument | 23236 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3020 RIDGETOP CT HIGH RIDGE MO 630492708, HIGH RIDGE, MO 63049-2708 |
| Document Number | 23237 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 23237 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3020 RIDGETOP CT, HIGH RIDGE, MO 63049-2708 |
| Document Number | 0000034662 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Title Company | NATIONS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3020 RIDGETOP CT HIGH RIDGE MO 630492708, HIGH RIDGE, MO 63049-2708 |
| Document Number | 0000034662 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 34662 |
| Name | AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63114 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 31, 2032 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,000 (-) Land $9,600 Building $48,400 | $305,500 Land $50,600 Building $254,900 | |
| 2025 | $58,000 Land $9,600 Building $48,400 | ||
| 2024 | $305,500 (+7.65%) Land $50,600 Building $254,900 | ||
| 2023 | $3,871.00 | $53,900 Land $9,600 Building $44,300 | $283,800 Land $50,600 Building $233,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3020 Ridgetop Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 Ridgetop Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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