Carroll County property record for 3020 Patapsco Rd, Finksburg, MD 21048
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,256 sqft · built 1995 |
| Lot Size | 3.57 acres (155,509 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 2001) |
| Tax Bill | $5,477 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-065034 |
| Primary APN | 04-065034 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,256 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 155,509 sqft (3.57 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 1,248 sqft |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 588 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065034 |
|---|---|
| Street Address | 3020 PATAPSCO RD |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT 18 - 3.57 ACS PATAPSCO RD 34-91/92 HARPER ESTS PL 2 SC 4 |
| Legal Subdivision | HARPER ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 504100 |
3020 Patapsco Rd is owned and occupied by two individuals who bought it in February 2001.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3020 PATAPSCO RD, FINKSBURG, MD 21048-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2001 · Amount on File |
| Deed Sale | Feb 6, 2001 · Amount on File |
| Prior Sale | Oct 21, 1994 · Amount on File |
| Deed Document Number | 20013078 |
| Deed Book / Page | 2472 / 33 |
| Transfer Doc | 0033820023 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3020 Patapsco Rd was $5,477 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,477.00 (+5.14%) Homeowner's exemption | $491,900 (+6.98%) | $556,100 (+20.94%) Land $222,800 Building $333,300 |
| 2025 | $5,209.00 Homeowner's exemption | $459,800 Land $182,800 Building $277,000 | $459,800 Land $182,800 Building $277,000 |
| 2023 | $4,621.00 | $409,000 | $459,800 Land $182,800 Building $277,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3020 Patapsco Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 Patapsco Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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