King William County property record for 3020 O D I St, West Point, VA 23181
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1982 |
| Lot Size | 0.36 acres (15,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,500 (Aug 2019) |
| Tax Bill | $522 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Jun 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5646-1 |
| Primary APN | 5646-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 15,792 sqft (0.36 acres) |
| Deck Area | 276 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5646-1 |
|---|---|
| Street Address | 3020 O D I ST |
| City | WEST POINT |
| State | VA |
| Zip | 23181-9769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 23 SUB OLD LOT 116 PR |
| Legal Lot Number | 23-116 |
| Jurisdiction | KING WILLIAM VA |
| Township / Civil Division | WEST POINT |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950300 |
Source: King William County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3020 O D I ST, WEST POINT, VA 23181-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC |
| Jun 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 21, 2019 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Jul 29, 2016 · Amount on Record |
| Deed Document Number | 20191726 |
| Prior Transfer Date | Aug 8, 2016 |
| Prior Transfer Doc | 0000001968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 3020 O D I ST, WEST POINT, VA 23181-9769 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0220001098 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 220001098 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 3020 O D I ST, WEST POINT, VA 23181-9769 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210002028 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 210002028 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Aug 21, 2019 |
| Property Address | 3020 O D I ST, WEST POINT, VA 23181-9769 |
| Document Number | 0190001726 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 190001726 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | FIRST VIRGINIA TITLE, FIRST VIRGINIA TITLE & ECRW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3020 O D I ST, WEST POINT, VA 23181-9769 |
| Document Number | 0190001727 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 190001727 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: King William County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King William County |
| Municipality | West Point Town |
| Unified School District | West Point Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522.00 (+0.19%) | $171,100 (-) Land $28,000 Building $143,100 | $171,100 (-) Land $28,000 Building $143,100 |
| 2025 | $521.00 (+13.02%) | $171,100 (-) Land $28,000 Building $143,100 | $171,100 (-) Land $28,000 Building $143,100 |
| 2023 | $461.00 | $171,100 Land $28,000 Building $143,100 | $171,100 Land $28,000 Building $143,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 13 (1996–2009) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST POINT serves 3,063 people · EPA ID VA4101900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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