Highlands County property record for 3020 Marlin Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,475 sqft · built 1986 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $627 (2024) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Jun 2019 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C104805000004990 |
| Primary APN | C104805000004990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,475 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Driveway | Driveway |
| Driveway Area | 250 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 504 sqft |
| Deck Area | 110 sqft |
| Patio Area | 185 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C104805000004990 |
|---|---|
| Street Address | 3020 MARLIN DR |
| City | SEBRING |
| State | FL |
| Zip | 33870-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING RIDGE SEC E PB 8-PG 53 LOT 499 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 10 |
| Legal Subdivision | SEBRING RIDGE SEC E |
| Legal Lot Number | 499 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 960104 |
3020 Marlin Dr is owned and occupied by an individual who acquired it in June 2019.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3020 MARLIN DR, SEBRING, FL 33870-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC |
| Jun 12, 2019 | Deed of Trust, Mortgage · Reverse Mortgage MLD MORTGAGE |
| Jun 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2019 |
| Deed Sale | Jun 12, 2019 |
| Deed Document Number | 0002697944 |
| Prior Transfer Date | Sep 13, 2004 |
| Prior Transfer Doc | 1269705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3020 MARLIN DR, SEBRING, FL 33870-1022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3020 MARLIN DR, SEBRING, FL 33870-1022 |
| Document Number | 0002295665 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 3168/891 |
| Instrument | 2295665 |
| Name | THE MONEY HOUSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32819 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 875 Months |
| Due | Dec 12, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3020 MARLIN DR, SEBRING, FL 33870-1022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001944074 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 2697/0945 |
| Instrument | 1944074 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.76% |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3020 MARLIN DR, SEBRING, FL 33870-1022 |
| Document Number | 0001944075 |
| Instrument Date | Jun 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3020 MARLIN DR SEBRING FL 338701022, SEBRING, FL 33870-1022 |
| Document Number | 0001944075 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 002697/000961 |
| Instrument | 1944075 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Jun 11, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.76% |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,993 | $147,471 Land $12,000 Building $135,471 | |
| 2024 | $627.00 | ||
| 2023 | Homeowner's exemption Widower's exemption | $53,774 | $123,834 Land $10,500 Building $113,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3020 Marlin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 Marlin Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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