3020 Mainstream Dr, Franklin, TN 37064 Property Records

Williamson County property record for 3020 Mainstream Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	1,839 sqft · built 2017
Lot Size	0.092 acres (4,026 sqft)
Owner	Company Name on Record
Last Sale	$595,000 (Oct 2023)
Tax Bill	$2,284 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094106C C 02000`

Property Details

APN / Parcel Number

Primary APN	`094106C C 02000`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,839 sqft Living Area

Exterior

Year Built	Built 2017
Roof Material	Asphalt
Lot Area	4,026 sqft
Lot Dimensions	122 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3020 MAINSTREAM DR
City	FRANKLIN
State	TN
Zip	37064-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD WATERS EDGE SEC2 PB 65 PG 71 LOT 0252
Legal Subdivision	WATERS EDGE
Legal Lot Number	252
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4031
Census Tract	51002

Owner

Source: Williamson County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3020 MAINSTREAM DR, FRANKLIN, TN 37064-1722
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
May 15, 2020	Deed of Trust, Mortgage · VA Mortgage CHURCHILL MTG
Apr 23, 2019	Warranty Deed, Transfer · VA Mortgage CHURCHILL MTG
Oct 2, 2017	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	23028839
Deed Book / Page	9345 / 509
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 3, 2023
Property Address	3020 MAINSTREAM DR, FRANKLIN, TN 37064-1722
Document Number	0093450509
Book / Page	9345 / 509
Map Reference	MB P85 PG 71
Instrument Date	Oct 3, 2023
Instrument	23028839
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,201.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 MAINSTREAM DR, FRANKLIN, TN 37064-1722

Mortgage

Document Number	0023028840
Date	Oct 3, 2023
Instrument	23028840

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	3020 MAINSTREAM DR, FRANKLIN, TN 37064-1722
Document Number	0080080377
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3020 MAINSTREAM DR FRANKLIN TN 370641722, FRANKLIN, TN 37064-1722

Mortgage

Document Number	0080080377
Date	May 20, 2020
Book Page	008008/000377
Instrument	23483

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 23, 2019
Property Address	3020 MAINSTREAM DR, FRANKLIN, TN 37064-1722
Document Number	0076060841
Book / Page	007606 / 000841
Instrument Date	Apr 22, 2019
Instrument	13985
Transaction Type	Transfer
Record Updated	Apr 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,516.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3020 MAINSTREAM DR FRANKLIN TN 370641722, FRANKLIN, TN 37064-1722

Mortgage

Document Number	76060844
Date	Apr 23, 2019
Book Page	007606/000844
Instrument	13986

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 2, 2017
Property Address	3020 MAINSTREAM DR, FRANKLIN, TN 37064-1722
Document Number	0071940668
Book / Page	7194 / 0668
Map Reference	MB P66 PG1A&1B
Instrument Date	Sep 26, 2017
Instrument	17040510
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 MASINTREAM DR, FRANKLIN, TN 37064

Mortgage

Document Number	0017040511
Date	Oct 2, 2017
Instrument	17040511

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,825 (+39.49%) Land $37,500 Building $110,325	$591,300 (+39.49%) Land $150,000 Building $441,300
2023	$2,284.00	$105,975 (-) Land $21,250 Building $84,725	$423,900 (-) Land $85,000 Building $338,900
2022	$2,284.00	$105,975 Land $21,250 Building $84,725	$423,900 Land $85,000 Building $338,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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