3020 Locust St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 3020 Locust St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	882 sqft · built 1917
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$548 (2025)
Deeds & Mortgages	Aug 2019 Sale
APN	`06-5.0-15-002-001-063.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-002-001-063.000`

Interior

Building Area	882 sqft Base Area
1st Floor Area	882 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Location & Zoning

Street Address	3020 LOCUST ST
City	SAINT JOSEPH
State	MO
Zip	64501-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:OAK HILL LOT:3 BLK:3LGL DESC:
Legal Subdivision	OAK HILL
Legal Block	3
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2029
Census Tract	900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 S 13TH ST, SAINT JOSEPH, MO 64501-3643
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019
Deed Sale	Aug 5, 2019
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	20196475
Deed Book / Page	3740 / 42
Prior Transfer Date	Dec 8, 2010
Prior Transfer Doc	03246/0261
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 5, 2019
Property Address	3020 LOCUST ST, SAINT JOSEPH, MO 64501-3418
Document Number	0003740/42
Book / Page	3740 / 42
Instrument Date	Aug 2, 2019
Instrument	2019006475
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S 13TH ST, SAINT JOSEPH, MO 64501-3643

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$548.00 (+0.18%)	$7,610 (+16.72%) Land $1,710 Building $5,900	$40,060 (+16.79%) Land $9,000 Building $31,060
2024	$547.00 (+26.91%)
2023	$431.00 (-0.69%)	$6,520 (-) Land $1,710 Building $4,810	$34,300 (-) Land $9,000 Building $25,300
2022	$434.00	$6,520 Land $1,710 Building $4,810
2021			$34,300 Land $9,000 Building $25,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20