3020 Laurel Cir, Centerton, AR 72719 Property Records

Benton County property record for 3020 Laurel Cir, Centerton, AR 72719

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,047 sqft · built 2023
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$967,801 (Jun 2023)
Tax Bill	$11,615 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2022 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-04443-000`

Property Details

APN / Parcel Number

Primary APN	`06-04443-000`
Alternative APNs	`151143.0` `151143`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,047 sqft Living Area
Gross Area	5,007 sqft
1st Floor Area	3,138 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Construction Type	Brick
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	960 sqft
Driveway	Concrete Driveway
Driveway Area	1,300 sqft
Porch	Open Porch
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3020 LAUREL CIR
City	CENTERTON
State	AR
Zip	72719-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 2007-868-873 10/23/07
Legal Range	31
Legal Township	20
Legal Section	22
Legal Subdivision	OAK TREE-CENTERTON
Legal Lot Number	110
Jurisdiction	BENTON AR
Township / Civil Division	9
Census Block Group	3
Census Block	3039
Census Tract	20806

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3020 LAUREL CIR, CENTERTON, AR 72719-8822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Apr 14, 2022	Deed of Trust, Mortgage · Construction Mortgage GRAND SAVINGS BANK
Aug 25, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/FT SMITH
Aug 25, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/FT SMITH
Aug 25, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/FT SMITH
Aug 29, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/FT SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	202329262
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 12, 2023
Property Address	3020 LAUREL CIR, CENTERTON, AR 72719-8822
Document Number	L202329262
Map Reference	PL 2007 PG 868-873
Instrument Date	Jun 9, 2023
Instrument	L202329262
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,194.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11285 TALAMORE BLVD, BENTONVILLE, AR 72712-9042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3020 LAUREL CIR, CENTERTON, AR 72719-8822

Mortgage

Document Number	L202329263
Date	Jun 12, 2023
Instrument	L202329263

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	3020 LAUREL CIR, CENTERTON, AR 72719-8822
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11285 TALAMORE BLVD, BENTONVILLE, AR 72712-9042

Mortgage

Document Number	L202224895
Date	Apr 14, 2022
Instrument	L202224895

Lender

Name	GRAND SAVINGS BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 13, 2023

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	3020 LAUREL CIR, CENTERTON, AR 72719-8822
Document Number	0000074494
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11285 TALAMORE BLVD BENTONVILLE AR 727129042, BENTONVILLE, AR 72712-9042

Mortgage

Document Number	0000074494
Date	Nov 16, 2020
Instrument	74494

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 15, 2023

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	3020 LAUREL CIR, CENTERTON, AR 72719-8822
Document Number	0000057102
Instrument Date	Aug 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11285 TALAMORE BLVD BENTONVILLE AR 727129042, BENTONVILLE, AR 72712-9042

Mortgage

Document Number	0000057102
Date	Oct 25, 2019
Instrument	57102

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 24, 2020

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BENTON AR
Property Address	3020 LAUREL CIR, CENTERTON, AR 72719-8822
Document Number	0000048608
Instrument Date	Aug 25, 2018
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11285 TALAMORE BLVD BENTONVILLE AR 727129042, BENTONVILLE, AR 72712-9042

Mortgage

Document Number	0000048608
Date	Sep 14, 2018
Instrument	48608

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 13, 2019

August 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 29, 2017
Property Address	3020 LAUREL CIR, CENTERTON, AR 72719-8822
Document Number	0000D53733
Instrument Date	Aug 23, 2017
Instrument	D53733
Transaction Type	Construction Loan
Record Updated	Aug 24, 2018
Title Company	FIRST NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11285 TALAMORE BLVD BENTONVILLE AR 727129042, BENTONVILLE, AR 72712-9042
Investor	Possibly a Property Investor

Mortgage

Document Number	M181029
Date	Aug 29, 2017
Instrument	M181029

Lender

Name	FIRST NAT'L BK/FT SMITH
Type	Bank
Address	FORT SMITH, AR 72902

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 28, 2018

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Centerton City
Unified School District	Bentonville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,615.00 (+1.34%)	$187,647 (-) Land $25,000 Building $162,647	$938,235 (-) Land $125,000 Building $813,235
2025	$11,461.00 (+1,228.04%) Homeowner's exemption	$187,647 (+1,240.34%) Land $25,000 Building $162,647
2024			$938,235 (+1,240.34%) Land $125,000 Building $813,235
2023	$863.00 (-2.27%)	$14,000 (-) Land $14,000	$70,000 (-) Land $70,000
2022	$883.00	$14,000 Land $14,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Brightspeed Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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