Okaloosa County property record for 3020 Lancaster Cir, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,106 sqft · built 1992 |
| Lot Size | 0.561 acres (24,437 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $43,100 (Sep 2019) |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-9903-1 |
| Primary APN | C56-000-597-9903-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 2,379 sqft |
| 1st Floor Area | 2,106 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 24,437 sqft (0.561 acres) |
| Porch | Florida Room |
| Porch Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3020 LANCASTER CIR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-7108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAFFORD EST LOT 7 BLK C |
| Legal Range | 23W |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Subdivision | STAFFORD EST |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20303 |
Source: Okaloosa County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3020 LANCASTER CIR, CRESTVIEW, FL 32539-7108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FEDERAL CREDIT UNION |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 4, 2019 | Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Jan 5, 2007 · Amount on Record |
| Deed Document Number | 20193302166 |
| Deed Book / Page | 3417 / 2 |
| Prior Transfer Date | Aug 27, 2019 |
| Prior Transfer Doc | 0034170002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 3020 LANCASTER CIR, CRESTVIEW, FL 32539-7108 |
| Document Number | 0003823310 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263823310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3020 LANCASTER CIR, CRESTVIEW, FL 32539-7108 |
| Document Number | 0003823310, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20263823310 |
| Name | EGLIN FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3020 LANCASTER CIR, CRESTVIEW, FL 32539-7108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035711129 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 3571/1129 |
| Instrument | 3485495 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 4, 2019 |
| Property Address | 3020 LANCASTER CIR, CRESTVIEW, FL 32539-7108 |
| Document Number | 0034170002 |
| Book / Page | 003417 / 000002 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 3302166 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | AMROCK INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $301.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3020 LANCASTER CIR CRESTVIEW FL 325397108, CRESTVIEW, FL 32539-7108 |
| Document Number | 34170006 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 003417/000006 |
| Instrument | 3302167 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 3, 2034 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,316.00 (+6.9%) Homeowner's exemption | $161,508 (+5.99%) | $244,578 (-6.32%) Land $31,693 Building $212,885 |
| 2023 | $1,231.00 (+2.75%) Homeowner's exemption | $152,384 (+3%) | $261,076 (+6.57%) Land $26,927 Building $234,149 |
| 2022 | $1,198.00 Homeowner's exemption | $147,946 | $244,991 Land $25,165 Building $219,826 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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