3020 Gloss Ave, Cincinnati, OH 45213 Property Records

Hamilton County property record for 3020 Gloss Ave, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,624 sqft · built 1923
Lot Size	0.151 acres (6,578 sqft)
Owner	Trust Name on File
Last Sale	$241,000 (Jul 2019)
Tax Bill	$5,663 (2025)
Deeds & Mortgages	Jan 2023 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`123-0001-0030-00`

Property Details

APN / Parcel Number

Primary APN	`123-0001-0030-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	812 sqft
2nd Floor Area	812 sqft
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	150 ft deep x 42.5 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3020 GLOSS AVE
City	CINCINNATI
State	OH
Zip	45213-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3020 GLOSS AV 42.50 X 150 IRR NS GLOSS 212.70 FT E OF LESTER
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	5702

Owner

3020 Gloss Ave is owner-occupied and held in a trust since January 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	3020 GLOSS AVE, CINCINNATI, OH 45213-2424
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Intrafamily Transfer, Transfer
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MTG
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MTG
Jul 3, 2019	Warranty Deed, Transfer · Line of Credit CENTERBANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Jul 3, 2019 · Amount on File
Deed Document Number	0000531467
Deed Book / Page	013952 / 000913
Last Transfer Date	Jan 19, 2023
Transfer Doc	0000004962
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 19, 2023
Property Address	3020 GLOSS AVE, CINCINNATI, OH 45213-2424
Document Number	0000004962
Book / Page	14835 / 1132
Instrument Date	Jan 17, 2023
Instrument	2023-0004962
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3020 GLOSS AVE, CINCINNATI, OH 45213-2424

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3020 GLOSS AVE, CINCINNATI, OH 45213-2424
Document Number	0000009043
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 GLOSS AVE CINCINNATI OH 452132424, CINCINNATI, OH 45213-2424

Mortgage

Document Number	0000009043
Date	Jan 21, 2021
Book Page	014338/001665
Instrument	9043

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3020 GLOSS AVE, CINCINNATI, OH 45213-2424
Document Number	0000008661
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 GLOSS AVE CINCINNATI OH 452132424, CINCINNATI, OH 45213-2424

Mortgage

Document Number	0000008661
Date	Jan 20, 2021
Book Page	014337/003709
Instrument	8661

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 3, 2019
Property Address	3020 GLOSS AVE, CINCINNATI, OH 45213-2424
Document Number	0000531467
Book / Page	013952 / 000913
Instrument Date	Jun 28, 2019
Instrument	531467
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$964.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3020 GLOSS AVE CINCINNATI OH 452132424, CINCINNATI, OH 45213-2424

Mortgage

Document Number	53168
Date	Jul 3, 2019
Book Page	013952/000915
Instrument	53168

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3020 Gloss Ave was $5,663, up 3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,663.00 (+3.04%)	$91,865 (-) Land $19,089 Building $72,776
2024	$5,496.00 (-2.14%)	$91,865 (-) Land $19,089 Building $72,776
2023	$5,616.00 (-2.25%)	$91,865 (+8.91%) Land $19,089 Building $72,776	$262,470 Land $54,540 Building $207,930
2022	$5,745.00 Homeowner's exemption	$84,351 Land $14,403 Building $69,948
2020			$241,000 Land $41,150 Building $199,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3020 Gloss Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3020 Gloss Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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