3020 Eldora Ln, Missoula, MT 59803 Property Records

Missoula County property record for 3020 Eldora Ln, Missoula, MT 59803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,754 sqft · built 1986
Lot Size	0.504 acres (21,954 sqft)
Owner	Individual Name on Record
Tax Bill	$5,063 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0496428`

Property Details

APN / Parcel Number

Primary APN	`R0496428`
Alternative APNs	`04-2092-12-1-13-05-0000` `0006002319` `6002319`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,754 sqft Living Area
Gross Area	3,664 sqft
1st Floor Area	1,184 sqft
2nd Floor Area	570 sqft
Upper Floors Area	428 sqft
Basement Area	1,142 sqft
Finished Basement	1,000 sqft
Unfinished Basement	142 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2008
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,954 sqft (0.504 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	30 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0006002319
Street Address	3020 ELDORA LN
City	MISSOULA
State	MT
Zip	59803-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LINDA VISTA 03RD - SUPP, S12, T12 N, R20 W, BLOCK 2, LOT 5
Legal Subdivision	LINDA VISTA 03RD - SUPP
Legal Block	2
Legal Lot Number	5
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2022
Census Tract	1304

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3020 ELDORA LN, MISSOULA, MT 59803-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA
Feb 3, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 15, 2021
Transfer Doc	0010710165
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	Oct 6, 2026
Property Address	3020 ELDORA LN, MISSOULA, MT 59803-2809
Document Number	0000016159
Book / Page	1134 / 1022
Instrument Date	Sep 19, 2026
Instrument	202616159
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 ELDORA LN, MISSOULA, MT 59803-2809

Mortgage

Document Number	0000016159,
Date	Oct 6, 2026
Book Page	1134/1022
Instrument	202616159

Lender

Name	HOMEOWNERSHIP CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	3020 ELDORA LN, MISSOULA, MT 59803-2809
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	INSURED TITLES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 ELDORA LN, MISSOULA, MT 59803-2809

Mortgage

Document Number	0010830059
Date	Oct 28, 2022
Book Page	1083/59
Instrument	202218901

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 3, 2022
Property Address	3020 ELDORA LN, MISSOULA, MT 59803-2809
Document Number	0010710165
Book / Page	1071 / 165
Instrument Date	Jul 15, 2021
Instrument	202202207
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3020 ELDORA LN, MISSOULA, MT 59803-2809

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,300 (-) Land $123,074 Building $467,226	$590,300 (-) Land $123,074 Building $467,226
2025	$5,063.00 (-11.49%)	$590,300 (+23.24%) Land $123,074 Building $467,226	$590,300 (+23.24%) Land $123,074 Building $467,226
2024	$5,720.00 (+6.3%)
2023	$5,381.00	$479,000	$479,000 Land $99,421 Building $379,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2006)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2006 · rainfall accumulation
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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