Harford County property record for 3020 Ebbtide Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 884 sqft · built 1978 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Dec 2011) |
| Tax Bill | $2,368 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-017675 |
| Primary APN | 01-017675 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 884 sqft Total Area |
| Basement Area | 442 sqft |
| Finished Basement | 442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 115 ft deep x 45 ft wide |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 017675 |
|---|---|
| Street Address | 3020 EBBTIDE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 205 45X115 3020 EBBTIDE DRIVE HARBOUR OAKS P 39/98 |
| Legal Subdivision | HARBOUR OAKS |
| Legal Lot Number | 205 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 301602 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3020 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 18, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2011 · Amount on File |
| Deed Sale | Dec 9, 2011 · Amount on File |
| Prior Sale | Aug 14, 2002 · Amount on File |
| Deed Book / Page | 9438 / 313 |
| Last Transfer Date | Oct 1, 2018 |
| Transfer Doc | 0130250446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3020 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | CORELOGIC, CORELOGIC SOLEX |
| Name | Verified Name |
|---|---|
| Address | 3020 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0152060489 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 15206/489 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 18, 2018 |
| Property Address | 3020 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0130250446 |
| Book / Page | 13025 / 0446 |
| Map Reference | MB HDC36 FO54 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TRANSFER REAL ESTATE INTELLI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3020 EBBTIDE DR, EDGEWOOD, MD 21040-2902 |
| Document Number | 0013025450 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 13025/450 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,368.00 (+15.57%) Homeowner's exemption | $217,300 (+6.29%) Land $60,100 Building $157,200 | $217,300 (-) Land $60,100 Building $157,200 |
| 2025 | $2,049.00 (+8.87%) Homeowner's exemption | $204,433 (+14.4%) | $217,300 (+21.6%) Land $60,100 Building $157,200 |
| 2023 | $178,700 Land $60,100 Building $118,600 | $178,700 Land $60,100 Building $118,600 | |
| 2022 | $1,882.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 7 (1996–2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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