DeKalb County property record for 3020 Co Rd 45, Waterloo, IN 46793
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1999 |
| Lot Size | 7.85 acres (341,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,786 (Aug 2024) |
| Tax Bill | $1,947 (2025) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-12-100-026.000-007 |
| Primary APN | 17-06-12-100-026.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 341,990 sqft (7.85 acres) |
| Terrain | High |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 050612100026 |
|---|---|
| Street Address | 3020 COUNTY ROAD 45 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9732 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | HOLT ADDITION LOT 2 ACRES 7.851 12 - 34 - 13 |
| Legal Subdivision | HOLT ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 20200 |
3020 Co Rd 45, a mobile home, is owned and occupied by two individuals who bought it in August 2024.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3020 COUNTY ROAD 45, WATERLOO, IN 46793-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on File |
| Deed Sale | Aug 19, 2024 · Amount on File |
| Prior Sale | Oct 23, 2020 |
| Deed Document Number | 20243891 |
| Prior Transfer Date | May 10, 2007 |
| Prior Transfer Doc | 0000003447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Oct 23, 2020 |
| Property Address | 3020 COUNTY ROAD 45, WATERLOO, IN 46793-9732 |
| Document Number | 0202006816 |
| Map Reference | MB 9 PG 95 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 202006816 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3020 COUNTY ROAD 45, WATERLOO, IN 46793-9732 |
The 2025 property tax bill for 3020 Co Rd 45 was $1,947, up 28.3% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,947.00 (+28.26%) | $241,900 (+21.01%) Land $81,800 Building $160,100 | $241,900 (+21.01%) Land $81,800 Building $160,100 |
| 2024 | $1,518.00 (-7.44%) | $199,900 (+2.88%) Land $81,800 Building $118,100 | $199,900 (+2.88%) Land $81,800 Building $118,100 |
| 2023 | $1,640.00 (+2.95%) | $194,300 (+19.2%) Land $78,600 Building $115,700 | $194,300 (+19.2%) Land $78,600 Building $115,700 |
| 2022 | $1,593.00 | $163,000 Land $68,400 Building $94,600 | $163,000 Land $68,400 Building $94,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3020 Co Rd 45 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3020 Co Rd 45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
| Watch TV Fixed Wireless | 25 / 3 |
May also be available: AT&T, Frontier, Mercury Fiber, T-Mobile.
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