Anne Arundel County property record for 3020 Cardinal Bluff Ct, Hanover, MD 21076
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,520 sqft · built 2019 |
| Lot Size | 0.055 acres (2,378 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (May 2022) |
| Tax Bill | $5,188 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-690-90249413 |
| Primary APN | 04-690-90249413 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 600 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,378 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 69090249413 |
|---|---|
| Street Address | 3020 CARDINAL BLUFF CT |
| City | HANOVER |
| State | MD |
| Zip | 21076-2322 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R10 |
| Legal Description | LOT 76 SARATOGA AT PARKSIDE |
| Legal Subdivision | SARATOGA AT PARKSIDE |
| Legal Block | 2 |
| Legal Lot Number | 76 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 740601 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3020 CARDINAL BLUFF CT, HANOVER, MD 21076-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP |
| May 20, 2022 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 22, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage QUICKEN LNS |
| Apr 24, 2019 | Grant Deed, Transfer RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | Jan 22, 2020 · Amount on Record |
| Deed Book / Page | 38758 / 412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3020 CARDINAL BLUFF CT, HANOVER, MD 21076-2322 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0349310245 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 34931/245 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 20, 2022 |
| Property Address | 3020 CARDINAL BLUFF CT, HANOVER, MD 21076-2322 |
| Document Number | 0387580412 |
| Book / Page | 38758 / 412 |
| Map Reference | MB 358PG44-46PL18470 |
| Instrument Date | Apr 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3020 CARDINAL BLUFF CT, HANOVER, MD 21076-2322 |
| Document Number | 0038758419 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 38758/419 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 22, 2020 |
| Property Address | 3020 CARDINAL BLUFF CT, HANOVER, MD 21076-2322 |
| Document Number | 0341060214 |
| Book / Page | 034106 / 000214 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3020 CARDINAL BLUFF CT HANOVER MD 210762322, HANOVER, MD 21076-2322 |
| Document Number | 341060224 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 034106/000224 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 24, 2019 |
| Property Address | 3020 CARDINAL BLUFF CT, HANOVER, MD 21076-2322 |
| Document Number | 0330640050 |
| Book / Page | 033064 / 000050 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 181 HARRY S TRUMAN PKWY #250 ANNAPOLIS MD 214017577, 250, ANNAPOLIS, MD 21401-7577 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,933 (+15.21%) | $514,000 (+5.24%) Land $170,000 Building $344,000 | |
| 2025 | $5,188.00 (+15.06%) | ||
| 2023 | $4,509.00 | $431,333 | $488,400 Land $170,000 Building $318,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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