3020 Albrecht Dr, Prospect, KY 40059 Property Records

Oldham County property record for 3020 Albrecht Dr, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,402 sqft · built 1999
Lot Size0.348 acres (15,159 sqft)
OwnerIndividual Name on File
Last Sale$775,000 (Jul 2025)
Tax Bill$8,293 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-19-02B-82

Property Details

APN / Parcel Number

Primary APN05-19-02B-82
Alternative APNs
  • 53307
  • 75061

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,402 sqft Living Area

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area15,159 sqft (0.348 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number75061
Street Address3020 ALBRECHT DR
CityPROSPECT
StateKY
Zip40059-8105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & .348AC
Legal BlockSEC 2B
Legal Lot Number82
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group3
Census Block3002
Census Tract30801

Owner

3020 Albrecht Dr is owned and occupied by an individual who bought it in July 2025.

Source: Oldham County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3020 ALBRECHT DR, PROSPECT, KY 40059-8105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2025 · Amount on File
Deed SaleJul 3, 2025 · Amount on File
Prior SaleApr 17, 2023 · Amount on File
Deed Document Number814829
Deed Book / PageD1414 / 484
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateApr 17, 2023
Property Address3020 ALBRECHT DR, PROSPECT, KY 40059-8105
Document Number0D1354/315
Book / PageD1354 / 315
Map ReferenceMB 5 PG 95
Instrument DateApr 14, 2023
Instrument725867
Transaction TypeTransfer
Record UpdatedJun 22, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5613 MORNINGSIDE DR, CRESTWOOD, KY 40014-6775

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3020 ALBRECHT DR, PROSPECT, KY 40059-8105

Mortgage

Document Number0000725869
DateApr 17, 2023
Instrument725869
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3020 Albrecht Dr was $8,293.

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,293.00$670,000 Land $90,000 Building $580,000$670,000 Land $90,000 Building $580,000
2023$8,203.00$660,000 Land $90,000 Building $570,000$660,000 Land $90,000 Building $570,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3020 Albrecht Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3020 Albrecht Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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