302 Williams St, Petal, MS 39465 Property Records

Forrest County property record for 302 Williams St, Petal, MS 39465

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 1960
Owner	Individual Name on File
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`3-022K-35-049.00`

Property Details

APN / Parcel Number

Primary APN	`3-022K-35-049.00`
Alternative APNs	`177C-2600-004-269.00` `031107` `31107`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Exterior Material	Shingles
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	31107
Street Address	302 WILLIAMS ST
City	PETAL
State	MS
Zip	39465-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 LOT 13 & ALL LOT 14 BLK 4 C C MCSWAIN S/D B260 P513 9/63 PREV #P63590321
Legal Range	13W
Legal Township	03N
Legal Section	35
Legal Subdivision	MCSWAIN C C SUBDIVISION
Legal Block	4
Legal Lot Number	13-14
Jurisdiction	FORREST MS
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	10300

Owner

302 Williams St is owned and occupied by an individual who acquired it in March 2024.

Source: Forrest County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	302 WILLIAMS ST, PETAL, MS 39465-2156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · USDA Mortgage NEIGHBORS BANK
Jul 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Dec 31, 2025	Warranty Deed, Transfer DEEP S TITLE LLC, DEEP SOUTH TITLE LLC
Mar 8, 2024	Warranty Deed, Transfer RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024
Deed Sale	Mar 8, 2024
Deed Document Number	0014420682
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	302 WILLIAMS ST, PETAL, MS 39465-2156
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 CHARLES ST 7, 7, PETAL, MS 39465-2870

Mortgage

Document Number	002614/565
Date	Dec 31, 2025
Book Page	2614/565
Instrument	884725

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORREST MS
Property Address	302 WILLIAMS ST, PETAL, MS 39465-2156
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 PRINCE GEORGE RD, HATTIESBURG, MS 39402-2452

Mortgage

Document Number	002590/676
Date	Jul 29, 2025
Book Page	2590/676
Instrument	878797

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Dec 31, 2025
Property Address	302 WILLIAMS ST, PETAL, MS 39465-2156
Document Number	001490/144
Book / Page	1490 / 144
Map Reference	MB 192 PG 160
Instrument Date	Dec 29, 2025
Instrument	884724
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	DEEP S TITLE LLC, DEEP SOUTH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 PRINCE GEORGE RD, HATTIESBURG, MS 39402-2452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WILLIAMS ST, PETAL, MS 39465-2156

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORREST MS
Recording Date	Mar 8, 2024
Property Address	302 WILLIAMS ST, PETAL, MS 39465-2156
Document Number	001442/682
Book / Page	1442 / 682
Map Reference	MB 8 PG 24
Instrument Date	Mar 8, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 FORD RD, HATTIESBURG, MS 39401-9308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WILLIAMS ST, PETAL, MS 39465-2156
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 302 Williams St was $2,016.

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Forrest County
Municipality	Petal City
Unified School District	Petal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00	$11,417	$76,110 Land $11,760 Building $64,350
2023	Homeowner's exemption Senior Citizen's exemption	$63,740	$63,740 Land $11,760 Building $51,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Williams St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	273 (1978–2022)
Claims Outside the SFHA	19 of 273
Most Recent Claim	Apr 2022 · other causes
Claims by Event	Severe Storms, Flooding, And Tornado, Dec 2018 · 25 claims Hurricane Katrina, Aug 2005 · 10 claims Severe Storms, Tornadoes & Flooding, Feb 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Williams St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETAL serves 9,509 people · EPA ID MS0180011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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