302 Westgate Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 302 Westgate Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1983
Lot Size	0.002 acres (96 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Mar 2026)
Tax Bill	$9,426 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00411-0000-00005-03-C0302`

Property Details

APN / Parcel Number

Primary APN	`05-00411-0000-00005-03-C0302`
Alternative APNs	`0500411000000005 M3 C0302` `00011122`

Interior

Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	96 sqft (0.002 acres)

Location & Zoning

Account Number	00011122
Street Address	302 WESTGATE DR
City	EDISON
State	NJ
Zip	08820-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	WESTGATE SQ UNIT 302
Legal Subdivision	WESTGATE SQUARE
Legal Block	411
Legal Lot Number	5.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1000
Census Tract	1412

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 WESTGATE DR, EDISON, NJ 08820-1168
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed, Transfer · Conventional Mortgage LOAN FACTORY INC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 30, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Mar 21, 2014 · Amount on Record
Deed Document Number	202617490
Deed Book / Page	19975 / 1865
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 17, 2026
Property Address	302 WESTGATE DR, EDISON, NJ 08820-1168
Document Number	0000017490
Book / Page	19975 / 1865
Instrument Date	Mar 5, 2026
Instrument	2026017490
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,026.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1820 COVENTRY DR, CELINA, TX 75009-2673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WESTGATE DR, EDISON, NJ 08820-1168

Mortgage

Document Number	0000017491
Date	Mar 17, 2026
Instrument	2026017491

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	302 WESTGATE DR, EDISON, NJ 08820-1168
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	GOLDEN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126553
Date	Dec 10, 2020
Book Page	18171/1334
Instrument	2020126553

Lender

Name	PINNACLE MORTGAGE INC
Type	Mortgage Company
Address	EAST HANOVER, NJ 07936

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	302 WESTGATE DR, EDISON, NJ 08820-1168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000110
Date	Oct 30, 2017
Book Page	17000/0533
Instrument	201700000110

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	302 WESTGATE DR, EDISON, NJ 08820-1168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040396
Date	May 30, 2019
Book Page	17509/1278
Instrument	2019040396

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,400 (-) Land $75,000 Building $83,400	$158,400 (-) Land $75,000 Building $83,400
2025	$9,426.00 (-0.04%)	$158,400 (-) Land $75,000 Building $83,400	$158,400 (-) Land $75,000 Building $83,400
2024	$9,430.00 (+4.36%)
2023		$158,400 Land $75,000 Building $83,400	$158,400 Land $75,000 Building $83,400
2022	$9,036.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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