302 Walnut St, Monona, IA 52159 Property Records

Clayton County property record for 302 Walnut St, Monona, IA 52159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,786 sqft · built 1893
Lot Size	0.253 acres (11,022 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Feb 2026)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3613117004`

Property Details

APN / Parcel Number

Primary APN	`3613117004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	576 sqft
Attic	Attic
Attic Area	202 sqft
Basement Area	576 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,022 sqft (0.253 acres)
Lot Dimensions	167 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	44 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	302 WALNUT ST
City	MONONA
State	IA
Zip	52159-7630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOLEYS ADDN. LOT 4 BLK 9
Legal Subdivision	BOLEYS ADDN
Legal Block	9
Legal Lot Number	4
Jurisdiction	CLAYTON IA
Township / Civil Division	MONONA
Census Block Group	3
Census Block	3024
Census Tract	70200

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 WALNUT ST, MONONA, IA 52159-7630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANNA SAVINGS BANK
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit LUANNA SAVINGS BANK
Mar 3, 2011	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK
Jul 20, 2023	Warranty Deed, Transfer · Line of Credit LUANNA SAVINGS BANK
May 11, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	2026525
Prior Transfer Date	May 9, 2020
Prior Transfer Doc	2020R01587
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	302 WALNUT ST, MONONA, IA 52159-7630
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01803
Date	May 27, 2020
Instrument	2020R01803

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	302 WALNUT ST, MONONA, IA 52159-7630
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03885
Date	Sep 25, 2020
Instrument	2020R03885

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	302 WALNUT ST, MONONA, IA 52159-7630
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R01894
Date	Jul 11, 2023
Instrument	2023R01894

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAYTON IA
Property Address	302 WALNUT ST, MONONA, IA 52159-7630
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R00694
Date	Mar 3, 2011
Instrument	2011R00694

Lender

Name	FREEDOM BANK
Type	Bank
Address	MONONA, IA 52159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Feb 24, 2026
Property Address	302 WALNUT ST, MONONA, IA 52159-7630
Document Number	2026R00525
Instrument Date	Feb 19, 2026
Instrument	2026R00525
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 145, MONONA, IA 52159-0145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WALNUT ST, MONONA, IA 52159-7630

Mortgage

Document Number	2026R00526
Date	Feb 24, 2026
Instrument	2026R00526

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Jul 20, 2023
Property Address	302 WALNUT ST, MONONA, IA 52159-7630
Document Number	2023R01997
Instrument Date	Jul 17, 2023
Instrument	2023R01997
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WALNUT ST, MONONA, IA 52159-7630

Mortgage

Document Number	2023R01998
Date	Jul 20, 2023
Instrument	2023R01998

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAYTON IA
Recording Date	May 11, 2020
Property Address	302 WALNUT ST, MONONA, IA 52159-7630
Document Number	2020R01587
Instrument Date	May 9, 2020
Instrument	2020R01587
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 WALNUT ST, MONONA, IA 52159-7630

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	Monona City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00 (-3.2%)	$123,315 (+37.76%) Land $13,651 Building $109,664	$123,315 (+37.76%) Land $13,651 Building $109,664
2024	$1,936.00 (+46.44%)
2023		$89,513 Land $11,870 Building $77,643	$89,513 Land $11,870 Building $77,643
2022	$1,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONONA MUNICIPAL WATER DEPT serves 1,471 people · EPA ID IA2264095
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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