302 Wallace Rd, Ellerbe, NC 28338 Property Records

Richmond County property record for 302 Wallace Rd, Ellerbe, NC 28338

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,388 sqft · built 2010
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,464 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`746800993602`

Property Details

APN / Parcel Number

Primary APN	`746800993602`
Alternative APN	`98142301`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,388 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Porch Area	280 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	98142301
Street Address	302 WALLACE RD
City	ELLERBE
State	NC
Zip	28338-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	ACRES AND DWELLING
Legal Subdivision	TODD WILLIAMS & WIFE CAYCE WIL
Jurisdiction	RICHMOND NC
Township / Civil Division	MINERAL SPRINGS
Census Block Group	1
Census Block	1084
Census Tract	970200

Owner

302 Wallace Rd is owned and occupied by two individuals.

Source: Richmond County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 WALLACE RD, ELLERBE, NC 28338-9410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Apr 15, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Recording Date	May 18, 2026
Property Address	302 WALLACE RD, ELLERBE, NC 28338-9410
Document Number	0000287984
Book / Page	2069 / 243
Instrument Date	May 15, 2026
Instrument	2026287984
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WALLACE RD, ELLERBE, NC 28338-9410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000287984,
Date	May 18, 2026
Book Page	2069/243
Instrument	2026287984

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	302 WALLACE RD, ELLERBE, NC 28338-9410
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WALLACE RD, ELLERBE, NC 28338-9410

Mortgage

Document Number	001995/576
Date	Apr 15, 2024
Book Page	1995/576
Instrument	278113

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Sep 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	302 WALLACE RD, ELLERBE, NC 28338-9410
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 WALLACE RD, ELLERBE, NC 28338-9410

Mortgage

Document Number	001982/329
Date	Nov 13, 2023
Book Page	1982/329
Instrument	276267

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	302 WALLACE RD, ELLERBE, NC 28338-9410
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ORCHARD STREET SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001896/77
Date	Aug 19, 2021
Book Page	1896/77
Instrument	264652

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 302 Wallace Rd was $2,464.

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,464.00	$304,025 Land $18,900 Building $285,125	$304,025 Land $18,900 Building $285,125
2023	$1,971.00	$210,387 Land $9,200 Building $201,187	$210,387 Land $9,200 Building $201,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Wallace Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Wallace Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND COUNTY WATER SYSTEM serves 22,578 people · EPA ID NC0377109
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Spectrum.

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