302 W State St, Potomac, IL 61865 Property Records

Vermilion County property record for 302 W State St, Potomac, IL 61865

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Apr 2017)
Tax Bill	$2,455 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03-400-011`

Property Details

APN / Parcel Number

Primary APN	`12-03-400-011`
Alternative APN	`MDFK0107`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	302 W STATE ST
City	POTOMAC
State	IL
Zip	61865-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLKS RE-SUB W2 SE4 3 21 13 L26
Legal Range	13
Legal Township	21
Legal Section	03
Legal Subdivision	CLKS RE-SUB
Legal Lot Number	26
Jurisdiction	VERMILION IL
Township / Civil Division	MIDDLEFORK
Census Block Group	2
Census Block	2014
Census Tract	10300

Owner

Source: Vermilion County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 W STATE ST, POTOMAC, IL 61865-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Apr 14, 2017	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	20172739
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	302 W STATE ST, POTOMAC, IL 61865-9404
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2105557
Date	Jul 21, 2021
Instrument	21-05557

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	312 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	302 W STATE ST, POTOMAC, IL 61865-9404
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1702740
Date	Apr 14, 2017
Instrument	1702740

Lender

Name	MAGNOLIA BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Middlefork Township
Municipality	Potomac Village
Elementary School District	Potomac Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,455.00 (+20.88%) Homeowner's exemption	$33,633 (+8.09%) Land $4,558 Building $29,075	$100,899 (+8.09%) Land $13,674 Building $87,225
2024		$31,116 (+23.25%) Land $4,217 Building $26,899	$93,348 (+23.25%) Land $12,651 Building $80,697
2022	$2,031.00 Homeowner's exemption	$25,247 Land $3,421 Building $21,826	$75,741 Land $10,263 Building $65,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1984–2015)
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POTOMAC serves 650 people · EPA ID IL1830650
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: AT&T, Nextlink.

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