Dallas County property record for 302 W Ramsey St, Buffalo, MO 65622
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,064 sqft · built 1984 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $77 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-6.0-23-004-004-005.000 |
| Primary APN | 09-6.0-23-004-004-005.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,064 sqft Base Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Mobile Home |
| Lot Area | 8,040 sqft (0.185 acres) |
| Lot Dimensions | 60 ft deep x 134 ft wide |
| Porch | Open Porch |
| Street Address | 302 W RAMSEY ST |
|---|---|
| City | BUFFALO |
| State | MO |
| Zip | 65622-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 526' N SW COR SW SE, N 134', E 327 TO BEG, N & S 134, E & W 60'; LOT SIZE: 134' X 60' |
| Legal Range | 20W |
| Legal Township | 34N |
| Legal Section | 23 |
| Jurisdiction | DALLAS MO |
| Township / Civil Division | NORTH BENTON |
| Census Block Group | 5 |
| Census Block | 5022 |
| Census Tract | 480200 |
302 W Ramsey St, a single family home, is owned by two individuals.
Source: Dallas County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 STATE ROAD O, FAIR GROVE, MO 65648-9172 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK OF THE OZARKS |
| Aug 23, 2005 | Deed of Trust, Mortgage · Conventional Mortgage OBANNON BANKING CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS MO |
| Property Address | 302 W RAMSEY ST, BUFFALO, MO 65622-9448 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 227 STATE HWY E, FAIR GROVE, MO 65648-7656 |
| Investor | Possibly a Property Investor |
| Document Number | 02023/2095 |
|---|---|
| Date | Sep 25, 2023 |
| Book Page | 2023/2095 |
| Instrument | 202302095 |
| Name | HERITAGE BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LEBANON, MO 65536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS MO |
| Property Address | 302 W RAMSEY ST, BUFFALO, MO 65622-9448 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00317/0735 |
|---|---|
| Date | Aug 23, 2005 |
| Book Page | 317/0735 |
| Instrument | 52893 |
| Name | OBANNON BANKING CO |
|---|---|
| Address | BUFFALO, MO 65622 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Aug 15, 2012 |
| Rate | 7% |
|---|
The 2025 property tax bill for 302 W Ramsey St was $77.
Source: Dallas County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Dallas County |
| Municipality | Buffalo City |
| Unified School District | Dallas County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 | $1,750 | $9,200 Land $9,200 |
| 2023 | $66.00 | $1,500 | $7,900 Land $7,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 302 W Ramsey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 302 W Ramsey St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO PWS serves 3,462 people · EPA ID MO5010114 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
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